Mortgage Lender Bond

SuretyBonds.com is legally licensed to issue Mortgage Broker Bonds in every state. Whether you’re a mortgage professional in Georgia, Texas, California or Nevada, we can bond you!

Mortgage professionals in many states are required to purchase a surety bond before they can be legally licensed. At SuretyBonds.com, we know that surety bonds can be confusing. So, our surety experts have developed this quick and easy guide to bonding for mortgage professionals.

Pay A Low Rate For Your Mortgage Bond.

Mortgage professionals who work with SuretyBonds.com typically pay a premium that’s just 1-3% of their bond amount. Depending on your state’s requirements, your amount could be anywhere from $10,000 to $100,000. So, if you need $50,000 of coverage, you could pay a premium that’s just $500 to $1,500 if you qualify for the standard market. We also offer an exclusive Premium Financing Plan, which means qualified applicants can break up their bond premiums into smaller, more manageable payments. What are you waiting for? Apply now to get your free, no obligation price quote!

Bad Credit? No Problem! We Can Help.

Because we believe every applicant should be able to get the bond they need, SuretyBonds.com offers a special Bad Credit Bonding Program. This means we can approve 99% of applicants regardless of credit history. When you choose SuretyBonds.com, your bad credit won’t affect your ability to get a bond.

Get Your Bond Fast.

If you’re in a rush to get your bond, SuretyBonds.com can help. Apply for your bond now, and we’ll get you a free, no obligation surety bond price quote within one business day — guaranteed! We’ll issue your bond as soon as your payment is processed, you’ll receive a copy of your bond immediately via email, and you’ll receive the original bond form in the mail. We even offer an overnight shipping option if you need your bond ASAP!

Mortgage Broker Bonds Protect Consumers.

Surety bonds protect consumers from fraud and other wrongful practices committed by mortgage professionals. Depending on a bond form’s specific contractual language, customers could receive financial reparation if a mortgage professional

  • knowingly approves the borrower for a loan for more than he or she can afford to repay
  • encourages the buyer to use fraud during the application process
  • pressures buyers into certain loan products, including high-risk loans or loans with higher interest rates
  • establishes an interest rate based on anything other than the borrower’s credit history
  • charges unnecessary or additional fees
  • deliberately targets vulnerable or at-risk buyers and suggests cash-out refinances

Learn More About Mortgage Lender Bonds.

Laws that regulate mortgage professionals vary by state. Some states have universal bonding requirements for all mortgage professionals while others have specific requirements that vary by profession. Depending on the state you work in, the following mortgage professionals might need to be bonded

  • mortgage brokers
  • mortgage lenders
  • mortgage originators
  • mortgage servicers

To determine whether you need to purchase surety insurance, contact whatever government agency regulates mortgage professional licensing in your state.

If you have any other questions about surety bonds for mortgage professionals, please call us at 1 (800) 308-4358 between 8 a.m. and 7 p.m. CST Monday through Friday.

Free Bond Quote

Find out what Mortgage Lender Bond you are eligible for with no obligations. It's easy to get started!

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