{"id":21835,"date":"2026-04-15T09:53:12","date_gmt":"2026-04-15T14:53:12","guid":{"rendered":"https:\/\/www.suretybonds.com\/blog\/?p=21835"},"modified":"2026-04-15T09:53:12","modified_gmt":"2026-04-15T14:53:12","slug":"2026-ohio-used-auto-dealer-bond-amount-increase","status":"publish","type":"post","link":"https:\/\/www.suretybonds.com\/blog\/2026-ohio-used-auto-dealer-bond-amount-increase\/","title":{"rendered":"2026 Ohio Used Auto Dealer Bond Amount Increase"},"content":{"rendered":"<h1><span style=\"font-weight: 400;\">2026 Ohio Used Auto Dealer Bond Amount Increase<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">If you\u2019re a used vehicle dealer in Ohio, you <\/span><b>now<\/b> <b>need to file a $75,000 surety bond<\/b><span style=\"font-weight: 400;\">. This increase from the prior $25,000 bond amount took effect on April 1, 2026.\u00a0<\/span><\/p>\n<p><b>Continue reading for instructions on how to increase your bond amount.\u00a0<\/b><\/p>\n<h2><span style=\"font-weight: 400;\">What Are the 2026 Ohio Auto Dealer License Changes?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In January 2026, the Ohio Department of Public Safety\u2019s Bureau of Motor Vehicles (BMV) updated several <\/span><a href=\"https:\/\/dam.assets.ohio.gov\/image\/upload\/autodealers.ohio.gov\/OAC_Rule_Amendments_Rescissions_2025.pdf\"><span style=\"font-weight: 400;\">Ohio Administrative Codes<\/span><\/a><span style=\"font-weight: 400;\"> related to motor vehicle dealers. These changes clarified requirements for dealer facilities, training and recordkeeping.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The BMV also increased the surety bond amount from $25,000 to $75,000, effective April 1, 2026. This aims to enhance consumer protection as vehicle costs continue to rise.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Is the New Ohio Used Dealer Surety Bond Requirement?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Ohio BMV <\/span><b>raised the required bond amount from $25,000 to $75,000 for all used vehicle dealers<\/b><span style=\"font-weight: 400;\"> in the state. New license applicants must purchase a $75,000 surety bond. Current dealers will need to increase their coverage at their next license renewal.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This bond requirement applies to the following types of dealers:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Used motor vehicle dealers<\/b><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Used motorcycle dealers<\/b><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Used all-purpose vehicle (APV) dealers<\/b><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How Do I Update My Current Bond Amount?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you work with the same surety market,<\/span><b> the BMV will accept a <\/b><a href=\"https:\/\/www.suretybonds.com\/edu\/bond-riders\"><b>rider document<\/b><\/a><span style=\"font-weight: 400;\">. This will increase your coverage amount while keeping the same policy.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also cancel your current bond and purchase a new one to file with your license renewal. Contact your surety provider to see which options are available.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you purchased your original bond from <\/span><span style=\"font-weight: 400;\">SuretyBonds.com<\/span><span style=\"font-weight: 400;\">, apply to get your new rate for the $75,000 bond. We\u2019ll run a soft credit check and send you a personalized quote within one business day. Once you pay the premium, we\u2019ll email the bond form for you to file with the BMV.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Much Does the $75,000 Bond Cost?<\/span><\/h3>\n<p><b>The $75,000 bond starts at $750 for a one-year term<\/b><span style=\"font-weight: 400;\">. Most applicants qualify for this base rate.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The $25,000 was available for instant purchase at a flat rate. For the $75,000 bond, <\/span><a href=\"https:\/\/www.suretybonds.com\/edu\/what-is-surety-underwriting\"><span style=\"font-weight: 400;\">surety underwriters<\/span><\/a><span style=\"font-weight: 400;\"> will review your credit score for personalized pricing. Apply for your <\/span><a href=\"https:\/\/www.suretybonds.com\/states\/ohio\/used-auto-dealer-bond\"><span style=\"font-weight: 400;\">Ohio used vehicle dealer bond quote<\/span><\/a><span style=\"font-weight: 400;\"> today.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">When Do I Need to Increase My Bond Amount?<\/span><\/h3>\n<p><b>New applicants must purchase a $75,000 bond. If you\u2019re a current dealer, you don\u2019t need to update your bond amount until you renew your license.\u00a0\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In Ohio, used auto dealer licenses expire every two years on March 31. You can renew your 2026 bond at the $25,000 amount with no penalties. However, when your license expires in 2027 or 2028, you\u2019ll need to increase your bond amount to $75,000 at renewal.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Next Steps<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Be sure to increase your bond coverage by the date of your next license renewal to avoid penalties and delays.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For more information, refer to the <\/span><a href=\"https:\/\/autodealers.ohio.gov\/resources-for-dealers\/permits-and-licenses-issued\/used-vehicle-dealer\"><span style=\"font-weight: 400;\">Ohio BMV used vehicle dealer licensing page<\/span><\/a><span style=\"font-weight: 400;\"> or call 1 (800) 308-4358 to speak with one of our surety experts.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026 Ohio Used Auto Dealer Bond Amount Increase If you\u2019re a used vehicle dealer in Ohio, you now need to file a $75,000 surety bond. This increase from the prior $25,000 bond amount took effect&#8230;<\/p>\n","protected":false},"author":73,"featured_media":21836,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-21835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislation-updates"],"featured_image_src":"https:\/\/www.suretybonds.com\/blog\/wp-content\/uploads\/2026\/04\/Ohio-Used-Auto-Dealer-Bond-Amount-Increase-2026-Header.png","author_info":{"display_name":"Allie Webb","author_link":"https:\/\/www.suretybonds.com\/blog\/author\/alliesuretybonds-com\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2026 Ohio Used Auto Dealer Bond Amount Increase | Surety Bond Insider<\/title>\n<meta name=\"description\" content=\"The Ohio BMV raised the required bond 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