New Mexico Independent Insurance Adjuster Licensing Guide

How do I become a New Mexico independent insurance adjuster?

In order to become a New Mexico independent insurance adjuster, you are required to meet all criteria set forth by the New Mexico Office of the Superintendent of Insurance. The New Mexico independent adjuster license requirements include the following:

  • Have New Mexico resident status
  • Be at least 18 years old
  • Pass the New Mexico Insurance Adjuster License exam
  • Provide proof of a $10,000 New Mexico independent adjuster surety bond
  • Provide a completed license application to the National Insurance Producer Registry (NIPR)
  • Pay a $30 license application fee, plus $20 if the applicant is affiliated with an adjusting firm

How should I prepare for the insurance adjuster license exam?

One of the most common ways to prepare for the exam is to take an online prep course.

You can register for the exam online or by phone at (800) 853-5448. Keep in mind that personal checks and cash are not acceptable forms of payment for the $75 exam fee, which is due at the time of reservation. Arrive 30 minutes prior to your exam with a form of government-issued identification that includes your photo and signature. The proctored exam will be administered by computer and will contain a total of 50 questions.

Review the Prometric Licensing Information Handbook for more comprehensive information on the exam.

What does the application involve?

All applicants must get fingerprinted and—upon submission of fingerprints—pay a $44 fee for a mandatory background check. Fingerprinting services are done through Gemalto Cogent, and you can make your appointment on their website or by phone at (877) 996-6277.

Some of the information required on the application itself includes employment history, any criminal history and a social security number. 

Where should my application materials be submitted?

You can apply for your New Mexico independent adjuster license on NIPR’s website.

Take note that all required application materials, including the license fee, must be received within one year of passing the adjuster exam.

The application reviewal process can take about 10 business days, as long as your background check doesn’t require supplemental documentation. You’ll receive a NPN, which will be utilized when you obtain your independent adjuster bond.

Where do I get a New Mexico independent adjuster surety bond?

The experts at can help you get the $10,000 surety bond required for your New Mexico independent adjuster license. Give us a call at 1 (800) 308-4358 for more information or buy your New Mexico independent adjuster bond online for $100 in less than five minutes.

Have more questions about getting a New Mexico independent adjuster license?

Check out our bond page for a list of resources containing more information on getting a New Mexico independent adjuster license. If your question isn’t answered there, you can reach out to the New Mexico Producer Licensing Bureau at 505-827-4349 or via email at [email protected].

View the graphic below for a summary of the New Mexico independent insurance adjuster licensing requirements.

Pass the NM license exam, post a $10,000 surety bond, complete license application, and pay a $30 license fee.

About the Author

Lindsey Jenkins
Lindsey Jenkins is a member of the marketing team at She writes about new legislation pertaining to the surety bond industry along with other surety bond news.