How to Become a Louisiana Public Adjuster: A Definitive Guide

In a time of already immense uncertainty in the world, hurricane and tropical storm season introduces another obstacle to overcome. As hurricanes and tropical storms approach and strike gulf coast states, including Louisiana, it is best to be prepared. Whether that preparation includes gathering flashlights, water, food, and first-aid kits or preparing to become a public adjuster, all forms of preparation can put the mind at ease.

What is a public adjuster?

A public adjuster is defined as a person or individual who prepares, finishes, or files an insurance claim for an insured individual seeking damages. It is the duty of a public insurance adjuster to act with objectivity on behalf of a policyholder arranging a policy claim on property insurance.

How do I become a public adjuster in Louisiana? 

The Louisiana Department of Insurance regulates licenses in the state of Louisiana. Applicants seeking a license must undergo a five-step process that includes completing an application, passing an examination, and providing the state with fingerprints and proof of surety bond purchase.

Step 1: Submit license application through NIPR

When applying for a new license, individuals must submit an online application through the National Insurance Producer Registry. Candidates can apply as individuals or as business entities. In order to begin the application process, candidates must provide either a license number, national producer number, or social security number.

Step 2: Complete pre-licensing education

All candidates must complete the required hours of pre-licensing education to become a public adjuster. Once the pre-licensure education has been completed successfully, education providers will submit an applicant’s information to the licensing exam vendor, PSI Exams.

Step 3: Pass the Louisiana Public Adjuster Series 301 licensing exam

Public adjusters in the state of Louisiana should plan to take and pass a licensing exam at least one business day after submitting the online application to the Louisiana Department of Insurance. In the state of Louisiana, PSI Exams administer examinations for applicants.

To sign up for an examination, applicants should visit PSI’s website and create an account. After entering a first and last name and email address, applicants have to select an examination type and provide a social security number. Make sure to check the box right next to “Check here to attempt to locate existing records for you in the system.”

Once the aforementioned information is entered into the system, applicants should be ready to schedule an exam. To do so, enter a zip code to find a list of testing site locations. Selecting the desired test site will showcase available dates. Additionally, candidates must pay a fee of $15.00 when signing up for an exam. The Louisiana Public Adjuster Series 301 exam has a time limit of 120 minutes to complete.

Furthermore, should an individual prefer to sign up for an exam time and location over the phone, PSI registrars are available for scheduling Monday-Friday from 6:30am to 9:00pm, and Saturday-Sunday from 8:00am to 4:30pm CT at (800) 733-9267.

Step 4: Fingerprints

In order to become a public insurance adjuster in the state of Louisiana, all applicants must submit a set of fingerprints to the Louisiana Department of Insurance. The Louisiana Department of Insurance will conduct a state and national fingerprint-based criminal history record. Electronic fingerprints must be taken at one of PSI Louisiana sites on the same day of the licensing examination. The fee for fingerprinting is $58.00 (state processing fee is $38.00, and PSI processing fee is $20.00). In addition, the fingerprinting process can take up to 4 weeks.

Step 5: Submit surety bond

The Louisiana Department of Insurance requires applicants to have a Louisiana public adjuster surety bond in the amount of $50,000. Individuals should complete and file a surety bond form with the Louisiana Department of Insurance. Public adjuster surety bonds remain in effect for one year. After that year is up, the surety will provide a continuation certificate for renewal.

When you work with, you can purchase your Louisiana adjuster bond instantly online for just $500. Take advantage of our overnight shipping option and multi-year discount where adjusters save 25% for buying a bond spanning multiple years.

To purchase a Louisiana public adjuster surety bond, visit our bond page. Have questions or concerns? Give us a call at (800) 308-4358 to speak to one of our readily available surety experts. As always, we’re happy to help.

Additional Resources

Louisiana Department of Insurance Information Bulletin

Louisiana Public Adjuster Surety Bond Page

Sign Up for Surety News!

About the Author

Carly Levine
Carly is a senior at the University of Missouri studying Communications with an emphasis in Mass Media. She is a member of the marketing department and outreach team for, a leading provider of online bonding for clients nationwide. She loves creative writing, reading, and most importantly, sushi.