How to Get Bonded for a Cleaning Business

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If you own a cleaning business, it is vital to be familiar with surety bonds because, although it is not required, cleaning businesses are highly encouraged to be bonded. In fact, one of the first things a client will likely want to know when deciding whether to hire you or one of your competitors is if your company is bonded and insured. While many people are familiar with traditional insurance, wherein you purchase a policy to protect your business, the purpose of a surety bond is often misunderstood. Luckily, surety bonds for cleaning businesses, also called janitorial service bonds, are a fairly straightforward type of fidelity bond, offering essential protections for any business that will be working in commercial or residential locations.

How does a janitorial service bond work?

Like any other surety bond, a janitorial service bond is a contract between three parties—the principal, the obligee, and the surety.

  • The principal is the cleaning company purchasing the surety bond.
  • The obligee is the entity requiring the principal to be bonded. In the case of janitorial service bonds, this is the customer hiring your business to clean their home, office, etc.
  • The surety is the insurance company issuing the bond. The surety guarantees that if a claim is made against the bond, coverage up to the full amount of the bond is available as compensation to any harmed parties.

Janitorial service bonds are written to protect your clients in the event that one or more employees steal from the property in which you are working. Due to a conviction clause in the bond’s language, a claim against a janitorial service bond will only be considered valid if the employee(s) is found guilty in a court of law. In the event an employee is found guilty, the bond is in place to reimburse your client for the value of goods stolen, up to the full amount of the bond. If claims against the bond are made by multiple parties, the payout will be divided among the claimants.

Benefits of bonding your cleaning business

Since the bond guarantees money is available if an employee commits theft, why would a cleaning company want to open themselves up to that kind of liability when they aren’t legally required to do so?

Although purchasing a janitorial service bond is optional, the benefits far outweigh the risks, as long as you are doing your due diligence when vetting and hiring your employees.

  • Bonding your cleaning company means your business will be more reputable because it protects your customers from employee misconduct —protection unlikely to be provided by an unscrupulous business— so purchasing one assures your customers that your business is dependable and trustworthy. Customers will be more likely to choose you because you went the extra mile to ensure their protection.
  • Having a surety bond also gives your company an advantage over competitors in that some of your competitors may choose not to purchase one, which provides your business the opportunity to become more marketable to your customers.
  • Being bonded is attractive to clients seeking a long-term business partner. Some long-term clients require a contract to be signed before your company is allowed to set foot on their property. In these situations, proof of a surety bond is typically required before the contract can be signed.

In short, the primary benefit of being bonded is that it provides potential customers with peace of mind because, by working with a bonded company, they can rest assured knowing they are protected from employee theft.

How much coverage should my bond provide?

Surety bonds for your cleaning company are available in amounts between $10,000 and $100,000, and the amount of coverage your bond should provide for clients is completely at your discretion. However, it is important to consider the type of venue in which you will be working and the number of employees you have when considering the amount of coverage best suited to your company. For example, if you have a residential cleaning company with a single employee, a $10,000 bond is probably adequate because the potential for theft to exceed $10,000 is minimal. However, a cleaning company with 8 employees working in an office building could easily exceed $10,000 in stolen goods, so they may want to consider a higher bond amount. Although it is up to the owner of the company to determine the amount of coverage best suited to their company, it is essential to ensure that your coverage is appropriate for the types of clients you will be working with, especially if they require a certain amount of coverage.

How do I get my business bonded?

Once you have determined the amount of coverage best suited to your business, getting a janitorial bond can be completed online in minutes. There is no credit check, meaning your company will be instantly qualified for janitorial bonds up to $100,000. To issue your bond, you will simply need to provide the following 4 pieces of information:

  • Name of your cleaning business
  • State in which you are located
  • Number of employees you have
  • Desired bond amount

As soon as your payment via credit or debit card is submitted,  your surety bond will be issued and sent to your preferred email address. By providing you with a digital original copy of your bond, you can access it quickly and easily at any time.

Ready to get your cleaning business bonded?

Set your cleaning business apart by getting your janitorial service bond from! Our secure bond checkout process allows you to purchase your bond safely and easily in just a few minutes.

About the Author

Hannah Shipley
Hannah is a senior at the University of Missouri studying Health Sciences and Psychology. She is a member of the marketing department and outreach team for, a leading provider of online bonding for clients nationwide.