Business Service Bond
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What is a business service bond?
As a type of fidelity bond, business service bonds protect your clients from potential employee theft. Legitimate businesses use them as marketing tools to stand out from the competition. Purchasing these surety bonds can be the difference between winning a job or losing out to your competition.
Almost all potential clients require proof that a business is bonded before awarding them the job. Having a bond demonstrates trustworthiness and credibility to your current and future clients.
Who needs a business service bond?
If you're a business owner seeking to protect your clients from employees who work onsite, a business services bond can help. Once you have your official bond documents, you can then market your business as having a fidelity surety bond that protects clients against employee dishonesty.
How much does a business service bond cost?
Business service bond pricing varies depending on your company size and bond amount. Annual premiums start at just $125 per year for a $10,000 bond, $175 for a $25,000 bond, $250 for a $50,000 bond, or $350 for a $100,000 bond.
SuretyBonds.com never charges extra fees, so the price you pay is exactly as advertised.
How fast can I get a business service bond?
SuretyBonds.com offers instant business service bond delivery 24/7. Purchase now and instantly receive your official bond by email.
As a business owner we know you have plenty to think about when starting and running a company. That's why we make getting your business service bond simple and straightforward.
Watch the video below to learn more information on what business service bonds are and why businesses should get bonded.
How do I get a business service bond?
Simply indicate your company size and desired bond amount at the top of this page. You'll be directed to our secure payment portal where you can buy your surety bond online 24/7.
To issue your business service bond, we'll need the following information.
- Company name
- Company address (can be a home address)
- Desired bond amount
- Number of employees to be covered by the bond
- The type of work performed by your company
Once you've finalized your order and submitted payment, SuretyBonds.com will instantly issue and deliver your business services bond!
Which types of businesses should get a business service surety bond?
The following business types frequently purchase this type of fidelity bond.
- Appliance Repair
- Burglar Alarm Installer
- Carpet Cleaning
- Child Care
- Food Catering
- General Repair Service
- Health Care
- Home Photographer
- Interior Decorator
- Janitorial Service
- Lawn Service
- Locksmith
- Maid Service/Housekeeper
- Messenger Service
- Moving Company
- Painter
- Pest Control Service
- Pet Sitter
- Plumbing Contractor
- Pool Cleaning
- Security Guard
- Temporary Employment Agency
- Window/Gutter Cleaning
Which bond amount should I choose?
The most important thing to consider when deciding how much coverage you need is where your company will be providing service. Because business service bonds protect your clients from theft committed by one of your employees, some business types require greater bond amounts than others. A small business, for example, will have fewer employees than a large company. A small business could still choose to purchase a higher level of coverage from the surety company.
For your convenience, here is a quick chart of suggested bond amounts, based on where businesses commonly work.
| Type of Business | Bond Amount |
|---|---|
| Residential - Small | $10,000+ |
| Residential - Medium | $25,000+ |
| Residential - Large | $25,000+ |
| Commercial - Small | $25,000+ |
| Commercial - Large | $50,000+ |
| Banks, Hospitals | $50,000+ |
| Government Offices | $25,000+ |
Please note that these are suggestions only and may not accurately reflect your specific coverage needs.
If your license requires a bond, is a business services bond right for me?
No. If you need a surety bond because it's required as part of the licensing process, you need to find the specific surety bond that will fulfill your licensing agency's bonding requirements. You can search for the specific surety bond you need online 24/7 here or call 1(800)308-4358 to speak with a friendly expert about your bonding needs.
If you're unsure what kind of surety bond you need or why it's required, please call 1(800)308-4358 or email [email protected].
What does a business service bond cover?
This type of fidelity bond covers employee theft that occurs on a client's property to protect against financial loss in the event an employee acts with dishonesty. Business service bonds are not:
- general liability insurance, commercial liability insurance, or professional liability insurance
- contract bonds that guarantee contract fulfillment
How does the business services bond renew?
Your business service bond will be issued for a one-year annual term. SuretyBonds.com will send you a renewal invoice before the next term starts. As long as you pay your renewal invoice on time, your bond will remain active for the next term.
Have Questions?
Call 1 (800) 308-4358 to talk with a Surety Expert today.
