1 (800) 308-4358
Mon-Fri 7am-7pm CST
  1. 1. Choose A State
  2. 2. Choose A Bond
  3. 3. Enter Your Info
  4. 4. Purchase Your Bond


$100.00 / 3-year term

Available Now
Want your bond emailed to you tomorrow? Buy your bond now.

ERISA Surety Bond Guide

SuretyBonds.com is legally licensed to issue ERISA surety bonds in all 50 states. Whether you work in New York, Nevada, Georgia or Illinois, we can get you bonded!

What is an ERISA Bond?

The purpose of an ERISA fidelity bond is to protect people who participate in employee benefit plans such as pensions. The Employee Retirement Income Security Act (ERISA) of 1974 requires fiduciaries, or the individuals appointed to oversee and manage employee benefit plans, to obtain an ERISA surety bond protecting these plans and their benefactors from potential fraud, mismanagement and theft.

How much coverage do fiduciaries need?

Every fiduciary of an employee benefit plan and every person who handles funds of such plan needs to be bonded in an amount equal to 10% of the funds handled. However, when the plan includes non-qualifying assets, the bond amount is either 10% of plan assets being handled or the value of the non-qualifying assets, whichever is greater.

A fiduciary’s bond amount must be reviewed and updated as the plan’s assets increase or decrease.

ERISA surety bonds are not required for SEC-registered brokers and dealers subject to fidelity bond mandates of their own regulatory agency or organization.

How much does an ERISA fidelity bond cost?

The cost of an ERISA bond varies based on the amount of coverage needed. However, a three-year ERISA bond in the amount of $500,000 or less can be issued instantly for a small percentage of the total bond amount.

How long does it take to get an ERISA bond?

SuretyBonds.com typically issues ERISA surety bonds on the same day the bond is purchased, meaning you can receive your bond via email in just a few hours—no shipping required!

If you need more than $500,000 of coverage, you’ll have to provide a bit more information that will be subject to an underwriter’s review. Applicants with a criminal history will not be approved for ERISA bonding as they cannot be legally hired to oversee retirement plan funds such as pensions.