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Alabama Certificate of Title Bond

How much does a certificate of title bond cost in Alabama?

To obtain a title for a vehicle with a lost or stolen title in Alabama, the vehicle owner must purchase a 3-year surety bond. The required bond amount depends on the year and type of the vehicle in question. Applicants must obtain a bond form listing the amount from the state before having a bond issued.

If your required bond amount is less than $25,000, your bond can be issued instantly without a credit check. In fact, bonds in amounts less than $6,000 cost just $100! Bonds in amounts greater than $25,000 are subject to underwriting.

The best way to find out exactly how much you’ll pay for your Alabama title bond is to submit an online bond request. One of our surety experts will contact you right away to walk you through our fast and easy bonding process!

Bond Type Bond Amount Cost*
Certificate of Title Bond Less than $6,000 $100 for 3 years Apply Now
Certificate of Title Bond $6,000-25,000 $15 per every $1,000 of the required amount for 3 years Apply Now
Certificate of Title Bond More than $25,000 Subject to Underwriting Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358, or click here, to begin the bonding process. Our experts make purchasing the surety bond you need fast, easy and accurate.

What are the required bond amounts?

Trailers:

  • Less than 5 model years old - $25,000 surety bond
  • Between 5 and 10 model years old - $10,000 surety bond
  • 10 or more model years old - $5,000 surety bond

Passenger vehicles and pickup trucks:

  • Less than 5 model years old - $50,000 surety bond
  • Between 5 and 10 model years old - $25,000 surety bond
  • 10 or more model years old - $10,000 surety bond

Trucks, buses and recreational vehicles:

  • Less than 5 model years - $100,000 surety bond
  • Between 5 and 10 model years old - $50,000 surety bond
  • 10 or more model years old - $25,000 surety bond

Motorcycles:

  • Less than 5 model years old - $25,000 surety bond
  • Between 5 and 10 model years old - $10,000 surety bond
  • 10 or more model years old - $5,000 surety bond

Manufactured homes:

  • Less than 10 model years old - $50,000 surety bond
  • 10 or more model years old - $25,000 surety bond

*Manufactured home bond requests must be initiated through a designated agent of the Revenue Department using the electronic title application processing system (ETAPS).

What does this bond do?

By posting an Alabama certificate of title bond, the principal (owner of the vehicle) guarantees that he or she is the sole owner of the purchased vehicle and that the vehicle was not obtained under fraudulent pretenses. Furthermore, this bond indemnifies all prior owners, lien-holders and subsequent purchasers of the vehicle from financial loss caused by the issuance of the certificate of title.

Ready to get bonded? Start here!

What’s the fine print?

Alabama certificate of title bonds are required by the Motor Vehicle Division of the Alabama Department of Revenue. These bonds remain valid for 3 years from the effective date.

The following must be indicated on the bond form:

  • vehicle identification number
  • vehicle model
  • vehicle body type
  • vehicle year
  • vehicle’s number of cylinders
  • vehicle make
  • a detailed explanation as to why the applicant is requesting a title under bond and what efforts were made to obtain a properly assigned valid certificate of title
  • whether the vehicle is a utility trailer
  • whether the vehicle was purchased as a body, parts, salvage or without an engine
  • information for the person the vehicle was purchased from
  • information for the current owner of the vehicle

A bill of sale with the vehicle identification number or an outstanding title or registration in the name of the applicant must be attached to the application.

Ready to get started?

Get a FREE Certificate of Title Quote Today!

Alabama Department of Revenue Motor Vehicle Division Title Section Surety Bond Unity surety bond form

810-5-75-.34 Title Procedure - Title Obtained Under Surety Bond

Alabama Department of Revenue Motor Vehicle Forms

Alabama Department of Revenue Welcome to the Motor Vehicle Division

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