Alabama Bonded Title Guide
SuretyBonds.com provides the fastest and easiest way to get your Alabama bonded title. Learn how to navigate the lost vehicle title bonding process with our complete guide.
Bond Overview
- Purpose: To guarantee legal ownership of a vehicle
- Who Needs It: Individuals looking to register a vehicle without a valid title
- Regulating Body: The Alabama Motor Vehicle Division
- Required Amount: Varies based on vehicle type and year, $1k–$100k
Premium Rate: Typically $100–$1,500 based on bond amount
What Is an Alabama Certificate of Title Bond?
Alabama State Code requires vehicle owners with lost or missing titles to file a surety bond to verify legal ownership. By filing a certificate of title bond, you can receive a bonded title to register your vehicle in Alabama.
How Much Does an Alabama Certificate of Title Bond Cost?
Alabama certificate of title bond premiums start at $100. All applicants are instantly approved at a set rate for title bonds up to $50,000 in coverage.
Prices vary depending on the surety bond amount required by the Alabama Department of Revenue (DOR):
- $5,000 bonds cost $100.
- $10,000 bonds cost $150.
- $25,000 bonds cost $375.
- $50,000 bonds cost $750.
- $100,000 bond costs start at $1,500. Apply for an exact quote.
Your specific bond amount will be listed on the bond form provided by the DOR.
How to Get an Alabama Lost Title Bond
Start by getting your official bond form from the Department of Revenue. Then, you can purchase your Alabama lost title bond online 24/7. You’ll need to provide the following information on your application:
- Name
- Address
- County
- Vehicle identification number (VIN)
- Vehicle year, make, model and body type
- Number of cylinders
- Purchase date
- New or used vehicle status
Once you pay, you'll receive an email copy of your bond form and your official bond via your preferred shipping method.
Why Do I Need an Alabama Defective Title Bond?
Alabama title bonds protect previous lien holders, owners and potential future owners from losses resulting from a missing vehicle title. If the original title is found and a valid claim is filed against the bond, the surety company will pay damages up to full bond amount. The bonded vehicle owner must then reimburse the surety company for the paid claims.
Who Needs an Alabama State Title Bond?
Individuals registering vehicles with missing titles in Alabama must file a surety bond in order to receive bonded title. Vehicles with open liens cannot be bonded.
If you're planning to sell vehicles, a separate Alabama motor vehicle dealer bond is required.
How Are Alabama Title Bond Amounts Determined?
The state of Alabama sets the following defective title bond requirements based on your vehicle type and year. Your exact bond amount should be provided by the DOR along with your state-issued surety bond form.
Passenger Vehicles and Pickup Trucks
- Less than 5 model years old: $50,000
- Between 5 and 10 model years old: $25,000
- 10 or more model years old: $10,000
Trucks, Buses and Recreational Vehicles
- Less than 5 model years old: $100,000
- Between 5 and 10 model years old: $50,000
- 10 or more model years old: $25,000
Motorcycles
- Less than 5 model years old: $25,000
- Between 5 and 10 model years old: $10,000
- 10 or more model years old: $5,000
Trailers
- Less than 5 model years old: $25,000
- Between 5 and 10 model years old: $10,000
- 10 or more model years old: $5,000
Manufactured Homes*
- Less than 10 model years old: $50,000
- 10 or more model years old: $25,000
*Manufactured home bond requests must be initiated through a designated agent of the Revenue Department using the electronic title application processing system (ETAPS).
How to Get a Bonded Title in Alabama
Learn How to get a Bonded Title in Alabama by reviewing our comprehensive guide.
Complete an electronic request for an Application for Title Surety Bond in the Surety Bond Portal. After reviewing, the DOR will provide a surety bond form with your title bond amount.
Then, you can purchase and file your title bond with the DMV within 90 days to receive an Alabama bonded title.
How Do I Update My Title Bond Form?
If the Alabama DOR requires a change to your title bond form, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the change.
When Will My Bonded Title Expire?
Your Alabama certificate of title bond will expire at the end of its 3-year term and does not renew.
