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Alabama Manufactured Housing Bond

How much does a manufactured home surety bond cost in Alabama?

Manufacturers, retailers and installers of manufactured homes in Alabama must post surety bonds to legally work within the state. The required bond amount is based on the applicant’s license type. Installers must post a $20,000 bond, and manufacturers must post a $25,000 bond per facility. Retailers with no more than 3 facilities must post a $25,000 bond, and retailers with more than 3 facilities must post a $50,000 bond.

These bonds are subject to underwriting, so your bond premium rate depends on a review of your personal credit report. With strong financial credentials, qualified applicants could pay as low as $100 for their bond! Bad credit? No problem! Our experts have a history of helping 99% of applicants get bonded quickly and easily.

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Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Manufactured Housing Bond: Installers $20,000 Starts at $100 $800-1,600 $2,000+ Apply Now
Manufactured Housing Bond: Manufacturer $25,000 Starts at $100 $1,000-2,000 $2,500 Apply Now
Manufactured Housing Bond: Retailer with no more than 3 facilities $25,000 Starts at $100 $1,000-2,000 $2,500 Apply Now
Manufactured Housing Bond: Retailer with more than 3 facilities $50,000 Starts at $100 $2,000-4,000 $5,000+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358 or click here to get started! Our experts can provide your free bond quote within 1 business day of submitting your application.

Why do I need this bond?

By posting an Alabama manufactured housing bond, the principal (manufactured home manufacturer, retailer or installer) pledges to perform all duties in accordance with the law, rules and regulations governing manufactured homes (mobile homes) and manufactured buildings (modulars) in Alabama. The bond is put in place to protect consumers and to enable the principal to obtain or renew an annual license/certification from the Alabama Manufactured Housing Commission (AMHC).

If the principal fails to complete work and conduct business according to law and the terms of the surety contract, the bond protects consumers from damages sustained up to the full amount the bond. The principal must reimburse the surety for all damages paid out.

Get bonded quickly, easily and accurately when you work with the experts at SuretyBonds.com!

What’s the fine print?

Manufactured housing bonds in Alabama remain in full force and effect until canceled or violated. The surety can cancel the bond by providing written notice of cancellation via certified mail to the Alabama Manufactured Housing Commission in Montgomery, Alabama, at least 60 days prior to the effective cancellation/termination date.

How to become a manufactured home installer in Alabama

To become a certified manufactured (mobile home) installer in Alabama, applicants must:

  • complete an application form and submit it to the Alabama Manufactured Housing Commission
  • pay the required certification fee
  • submit a valid bond in the amount of $20,000
  • submit proof of general liability insurance coverage in the amount of $100,000
  • successfully complete an installer’s course conducted by the commission
  • pass a written or oral test

To become a licensed manufactured home retailer/dealer in Alabama, applicants must:

  • complete an application form and submit it to the AMHC
  • pay the required certification fee
  • submit a surety bond in the proper amount
  • submit proof of liability insurance coverage in the amount of $500,000
  • have a salesperson who who is trained and licensed by the commission
  • successfully complete a course of instruction approved by the commission

To become a licensed manufactured home manufacturer in Alabama, applicants must:

  • complete an application form and submit it to the commission
  • pay the required license fee
  • submit a $25,000 surety bond per licensed facility
  • provide proof of general liability insurance in the amount of $1,000,000

More licensing information can be accessed from the Important Links section of this page.

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