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California Escrow Licensee Bond

How much does an escrow agent bond cost in California?

The California Department of Business Oversight requires escrow agents to post surety bonds. The amount of the bond depends on the escrow liability of the company, but cannot be less than $25,000 or more than $50,000. For each additionally licensed office, the bond amount increases by $5,000.

Premiums for this bond are subject to underwriting, which means the price you’ll pay for your bond depends on a review of your personal credit report. Since both the required amount and cost of this bond vary, we suggest connecting with one of our surety experts to receive your free bond quote fast!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Bond of Escrow Licensee Varies Starts at 1% 4-8% 10%+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

We can typically provide you with a free, personalized bond quote within 1 business day of receiving your application. Complete our online bond request form or call 1 (800) 308-4358 to get started!

Why do I need this bond?

By posting a California escrow licensee bond, the principal (escrow agent) and any and all agents and employees of the principal pledge to abide by all provisions of the Escrow Law and all rules and regulations made by the Commissioner of Business Oversight of the State of California.

If the principal fails to comply with these terms and the state or any person suffers financial loss as a result, the surety will cover any damages up to the full amount of the bond. The principal must reimburse the surety for all damages paid out.

Purchase your California surety bond quickly, easily and accurately when you work with the experts at SuretyBonds.com!

What’s the fine print?

California escrow licensee bonds run continuously until canceled. The surety can cancel the bond in accordance with the provisions of Sections 996.320 and 996.330 of the Code of Civil Procedure of the State of California. Cancellation becomes effective 30 days after the commissioner receives the notice. Notice of cancellation must also be given to the Escrow Agents’ Fidelity Corporation.

How to become an escrow agent in California

Independent escrow companies must obtain licenses from the California Department of Business Oversight before they can conduct business. Controlled escrows could be owned and operated by a number of entities, so the licensing requirements and regulations vary depending on the type of license being applied for. Independent escrow companies, however, must include the following in a completed license application:

  • proof of membership in Escrow Agents’ Fidelity Corporation (EAFC)
  • proof of minimum financial requirements (liquid assets in excess of current liabilities of $25,000 and tangible assets in excess of total liabilities of $50,000)
  • proof of surety bond
  • background check
  • proof of a manager with at least 5 years of responsible escrow experience at each location during office hours
  • signed affidavit
  • $625 application fee and $425 fee for each additional location
  • and more

More information on licensing requirements for independent escrow companies in California can be accessed from the Important Links section of this page.

Apply for a free bond quote today! Let our experts do all of the hard work for you so that you can focus on what matters most: running your business.

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State of California - Department of Business Oversight Bond of Escrow Licensee form

California Department of Business Oversight About the Escrow Law

California Financial Code Section 17200 - 17215

California Department of Business Oversight

California Department of Business Oversight Escrow Law Frequently Asked Questions

Escrow Agents’ Fidelity Corporation Application Checklist

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