Connecticut Bonded Title Guide
If you are registering a vehicle without a title in Connecticut, you're in the right place. Read on to learn all about the bonded title application process and get your official title bond.
Bond Overview
- Purpose: To provide financial security if there are disputes about a vehicle's ownership
- Who Needs It: Individuals with insufficient proof of vehicle ownership in Connecticut
- Regulating Body: The Connecticut Department of Motor Vehicles
- Required Amount: 2x the vehicle's appraised value
- Premium Rates: $15/$1,000 of coverage, starting at $100
What Is a Connecticut Bonded Title?
A bonded title allows you to legally register a vehicle with the state of Connecticut. It is a title backed by a surety bond that proves you are the legal owner of a vehicle when the original title is unavailable.
What Is a Connecticut Certificate of Title Bond?
Section 14-176 of the Connecticut Circuit Court Reports requires individuals who own vehicles with missing titles to file a bond as part of the ownership registration process.
This verifies the vehicle was acquired legally and protects prior or future owners and lien holders if the original title is found.
What Title Bond Amount Do I Need?
Your Connecticut certificate of title bond amount must match the retail value of your vehicle. Use a tool like Kelley Blue Book or NADA to appraise your vehicle.
We recommend verifying this exact amount with the Department of Licensing before purchasing your bond.
How Much Do Title Bonds Cost in Connecticut?
Connecticut certificate of title bond costs start at $100 for the 5-year term.
Exact costs vary depending on the surety bond amount required by the Connecticut MVD:
- $100–$50,000 Bond: Costs $15 per $1,000, starting at $100
- $50,000+ Bond: Prices start at $750, application required
Select your bond amount below to buy now or apply for a free quote.
SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.
How Does a Connecticut Certificate of Title Bond Work?
A Connecticut title bond creates a legal contract between three parties:
- Principal: You, the bonded title applicant purchasing the bond
- Obligee: The Connecticut State Department of Motor Vehicles requiring the bond
- Surety: The provider issuing the bond
The Connecticut bonded title protects any prior owner, prior lienholder, or any future purchaser of the vehicle from damages.
For example, if the original title is found and a claim is made on the vehicle, the surety company will validate and pay damages up to the full bond amount. The bonded vehicle owner must then reimburse the surety.
Who Needs a Certificate of Title Bond?
If you don’t have proof of vehicle ownership, you’ll likely need a surety bond before receiving a certificate of title in Connecticut.
You may need a Connecticut bonded title under the following conditions:
- You did not receive a title when you purchased the vehicle.
- You lost the title before transferring it into your name.
- The title is in the name of a previous owner who cannot be located.
To be eligible for a bonded title, you must be a permanent resident of Connecticut and the vehicle must be located in the state.
The DMV does not require titles for vehicles 20 years old or older.
How Do I Get a Certificate of Title Bond?
You can purchase your Connecticut title bond online anytime with SuretyBonds.com. You must provide the vehicle make, model and year for filing approval.
Once you pay, you'll receive your official vehicle title surety bond in minutes via email.
If you sell, repair, or lease vehicles to the public, the DMV enforces a separate Connecticut auto dealer bond. Or, if you issue motor vehicle registrations, visit our Connecticut registration issuance bond guide.
How Fast Can I Get My Bond?
SuretyBonds.com offers instant Connecticut certificate of title surety bond delivery online 24/7. Purchase now to receive your official bond in minutes by email.*
*Note: If your bond amount is higher than $50,000, your purchase order will be reviewed by a team member first.
How to Get a Bonded Title in Connecticut
The Connecticut Department of Motor Vehicles enforces replacement title registration requirements, including bonded titles. Follow the four steps below to receive your Connecticut bonded title.
Step 1: Confirm if you need a bonded title
Contact the Connecticut DMV to verify if you need a bonded title. They are typically required for any vehicles under 20 years old without an original title.
Step 2: Get a surety bond
Calculate your vehicle’s value using Kelley Blue Book or NADA. Then, buy your Connecticut certificate of title bond worth two times the value at SuretyBonds.com.
Step 3: Gather documents
Collect the supporting documents below for your application:
- Proof of ownership (bill of sale or previous title)
- $25 check made out to “DMV”
- A letter of release from any lienholders (if applicable)
- Connecticut Q-1 (Supplemental Assignment of Ownership Form)
- Any additional documents requested by the DMV or bond company
Step 4: Submit your application
Submit your completed application and title bond to your nearest DMV office.
Once approved, you’ll receive your bonded title by mail, allowing you to register, insure, or sell your vehicle.
Do I Need to Renew My Bonded Title?
No, your Connecticut bonded title and title bond will expire after five years and won’t require renewal.
Can I Get Bonded With Bad Credit?
Yes, you may still be able to get a bonded title with bad credit.
Connecticut certificate of title bonds are typically available for instant purchase with no credit check.
If your bond does require an application, we’ll search for the best available rate with our surety markets.
Can I Update My Bond Form?
Yes, if the Connecticut MVD requires your surety bond documentation to be updated for any reason, contact your surety provider.
The most common changes for these bonds include updating the:
- Vehicle information
- Owner name
- Address
If your certificate of title bond form needs amended for any reason, email [email protected] to explain the request.
