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Florida Surplus Lines Agent Bond

How much does a surplus lines agent bond cost in Florida?

The Florida Department of Financial Services requires surplus lines agents to post $50,000 surety bonds prior to conducting business.

Some surety underwriting companies might require current business financials and a personal financial statement to underwrite these bonds, so having these documents handy could expedite the bonding process.

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Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Surplus Lines Agent Bond $50,000 Starts at $500 $2,000-4,000 $5,000+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Begin the bonding process by calling 1 (800) 308-4358 or submitting a bond request. Our experts can typically provide free, no-obligation bond quotes within 1 business day of submitting your application.

Why do I need this bond?

Florida surplus lines agent bonds are put in place to ensure that principals (surplus lines agents) conduct business in accordance with the provisions of the Surplus Lines laws, Part IV of Chapter 626, Section 626.913 through 626.937 of the Florida Statutes and abide by all rules and regulations of the Department of Financial Services set by the Chief Financial Officer.

If the principal violates the terms of the surety bond contract, the bond protects the department from financial loss up to the full amount of the bond.

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What’s the fine print?

Surplus lines agent bonds in Florida can be canceled by the surety if the surety gives the principal and the department written notice of cancellation at least 30 days prior to the effective cancellation date.

Applicants must provide their social security number for this specific surety bond type.

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Florida Department of Financial Services

Surplus Lines Insurance Rules

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