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Hawaii Contractor Bond

How much does my contractor bond cost?

General and specialty subcontractors and contractors who conduct business within the State of Hawaii are required to post a surety bond. Bond amounts vary from applicant to applicant. Bond premiums are subject to underwriting. This means premiums are based on your personal credit report.

Knowing your given bond amount is a must when beginning the bonding process. To receive the bond amount you are required to post, contact the contractors license board at:

Contractors License Board
DCCA, PVL Licensing Branch
PO Box 3469
Honolulu, HI 96801
Contact Phone: 801.586.3000
Contact Fax: 808.586.3031
Contact Email: contractor@dcca.hawaii.gov

Contacting the license board prior to working with a surety expert will help speed up the bonding process.

Applicants with excellent credit can qualify to pay as low as 1% of their bond amount. Fill out a bond request or call us at 1 (800) 308-4358 to speak with a contractor surety professional today!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Contractor License Bond Varies 1-3% 4-8% 10-20% Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Contact a bond expert to get your free quote today!

Why do I need this bond?

By posting a bond the principal guarantees to carry out business in full compliance with the provisions of Chapter 444 of the Hawaii Revised Statutes. This includes faithfully and promptly accounting for and paying all wages to employees. Specifically, this bond offers indemnity to protect all persons financially harmed by wrongful acts of the principal.

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What’s the fine print?

Bonds will remain continuous unless canceled by the surety. If the surety decides to cancel a bond, they must mail a cancellation notice to the State of Hawaii 30 days prior to the deemed cancellation date.

How to become a contractor in Hawaii

Applicants must meet the following criteria to apply for a contractor license:

  • register with the Business Registration Division
  • have a good reputation
  • have workers’ compensation insurance and liability
  • have a designated Responsible Managing Employee (RME)

License applications must be submitted and filed by the 20th day of the month in which the application is sent. The following items must be attached to each application:

  • application fee
  • credit reports of each partner/officer/member/manager
  • financial statement
  • tax clearance
  • RME appointment
  • entry registration

All licenses must be renewed by September 30 on even-numbered years.

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Department of Commerce and Consumer Affairs Professional & Vocational Licensing Licensing Area: Contractor

Chapter 444 Contractors

Requirements for License - Contractor

Description of Contractor License Classifications

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