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Illinois Certificate of Title Bond

Price Varies / 3 year term

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How much does a title bond cost in Illinois?

Illinois certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Illinois Secretary of State Vehicle Services Department.

  • Bond amounts up to $10,000 cost just $100.
  • Bond amounts from $10,001 to $50,000 cost $10 for every $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $500.

How do you get a title bond in Illinois?

You can purchase Illinois title bonds online 24/7. You must provide the following information for Vehicle Services Department approval.

  • name
  • address
  • vehicle identification number (VIN)
  • vehicle year, make, model, and body type

Once your order has been processed, your surety bond documentation will be issued and sent to your email.

How fast can I get a certificate of title bond in Illinois?

Our industry-leading technology and responsive customer service team allow us to deliver official Illinois certificate of title bonds faster than any other surety provider. Orders received by 4 PM CST Monday-Friday are typically emailed same-day. Purchase now to receive your official surety bond documentation by email.

Bond Type
$100-$5,000Certificate of Title Bond
$5,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$275,000Certificate of Title Bond

What is an Illinois bonded title?

Illinois Complied Statutes 625 5/3-109 requires individuals who own a car, truck, or SUV without the original title to purchase and file an Illinois title bond as part of the vehicle registration process. The bond acts as a legal obligation to repay monetary losses incurred if the car turns out to be stolen or if the title turns out to be fraudulent or otherwise invalid. In the event of theft or forgery, this surety bond will ensure that the rightful owner of the car is compensated for the full value of the vehicle.

The bonded title can be used the same as a standard car title if you are trying to insure, register, or sell your vehicle.

Please note an Illinois certificate of title bond is required if you have insufficient vehicle ownership. If you're planning to sell vehicles, a separate Illinois motor vehicle dealer bond is required.

Who regulates registration for vehicles with missing titles in Illinois?

The Illinois Secretary of State Vehicle Services Department enforces registration requirements for vehicles with lost, stolen, or missing titles.

Who needs an Illinois title bond?

If a vehicle owner doesn't have a title, they must purchase and file a certificate of title bond to properly register their vehicle.

Bonded titles aren't available for vehicles with a lien unless the applicant gets a certificate of lien release. The title bond will then protect the previous title lienholder.

Does your Illinois bonded title expire?

Illinois certificate of title surety bonds are issued for a 3-year term. Each bond must be returned at the end of the term unless the Secretary of State Vehicle Services Department is notified of a claim filed against the bond.

How is the bond amount determined?

The bond amount must be the titled item's value as determined by Kelley Blue Book and multiplied by 1.5, which is outlined in the Illinois Vehicle Code. If you need help determining your surety bond amount, contact the Secretary of State Vehicle Services Department.

How do I update or change my certificate of title bond form?

If the Illinois Secretary of State Vehicle Services Department requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change.

The most common changes for these bonds include:

  • vehicle information
  • owner's name
  • owner's address

How do I renew my lost title surety bond in Illinois?

Illinois vehicle title bonds expire at the end of their 3-year term and do not need to be renewed.

How do I get a bonded title in Illinois?

Follow these steps to get a bonded title in Illinois.

  1. Submit an ownership document for the vehicle in question, such as a bill of sale, receipt, or canceled check. If you cannot find any proof, a notarized report explaining how you came into possession of the vehicle must be submitted.
  2. Have your vehicle appraised by a licensed dealer or a price guide such as Kelley Blue Book or the National Automobile Dealers Association.
  3. Purchase a surety bond in an amount equal to 1.5 times the appraisal value of your vehicle.
  4. Submit your completed application, including your surety bond and payment of fees, to the following address.

Secretary of State Vehicle Titles Division
Attn: Bonded Titles
609 Howlett Building
501 S. Second St.
Springfield, IL 62756-7000

Call 1 (800) 308-4358 to talk with a Surety Expert