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Indiana Credit Service Organization Bond

How much does a CSO bond cost in Indiana?

Indiana credit service organization bonds are required by the Indiana Office of the Attorney General and must be in the amount of $25,000.

These bonds require underwriting consideration, which means the price you’ll pay is directly related to your personal credit report. With a credit score of 680 or higher, you can expect to qualify for the minimum available premium.

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Credit Service Organization Bond $25,000 Starts at $250 $1,250-2,000 $2,500+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Since these bonds vary in price, we suggest calling SuretyBonds.com at 1 (800) 308-4358 to receive a free, personalized bond quote. Or, you can submit a bond request, and one of our experts will walk you through the application process.

Why do I need this bond?

By posting an Indiana credit service organization bond, the principal (credit service organization) agrees to abide by all laws found in the Indiana Code. Prohibited acts according to this code include:

  • receiving payment before the completion of services
  • charging for services that will put the customer into further debt
  • guaranteeing to complete services that are impossible, such as ‘making bad credit disappear’

If any of these acts occur and a valid claim is made against the bond, the surety will cover all damages suffered by the harmed parties up to the full bond amount. The principal, in turn, is required to compensate the surety for any financial loss.

Have questions about this specific surety bond? Just give us a call at 1 (800) 308-4358, and one of bond experts will answer all of your questions. If you’re ready to get bonded, submit a bond request, and our team of surety specialists will contact you right away!

What’s the fine print?

You will be required to provide the following information on the bond form:

  • Does your company have any pending litigation filed by any state or federal entity concerning Foreclosure Consultant/Credit Service Organization in any other jurisdiction?
  • Does your company go by any other names than the one listed above? If yes, what other names?

CSO bonds in Indiana are continuous until canceled. The state requires surety companies to provide them with at least 30 days’ notice before canceling a bond.

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Office of the Indiana Attorney General, Credit Service Organizations/Foreclosure Consultants

Indiana Code Title 24, Article 5, Chapter 15 (24-5-15): Credit Services Organizations

Office of the Indiana Attorney General Foreclosure Consultant/Credit Services Organization Surety Bond form

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