Iowa Public Adjuster Bond
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What Is an Iowa Public Adjuster Bond?
The Iowa Insurance Division requires all public adjusters in the state to file a $20,000 public adjuster bond. This bond ensures public adjusters will conduct business according to Iowa Public Adjuster Statutes: Chapter 522C.
How Much Do Iowa Public Adjuster Bonds Cost?
A $20,000 Iowa public adjuster bond costs a flat rate of $200. Get your bond in minutes — no application or credit check needed! Or, you can save up to 25% by purchasing a 2-year term bond for $350 or a 3-year term bond for just $500.
How Does an Iowa Public Adjuster Bond Work?
By purchasing this bond, you enter a legally-binding contract between three parties:
- Obligee: The Iowa Insurance Division
- Principal: You, the public adjuster
- Surety: The entity providing the bond
If a public adjuster violates state regulations, harmed parties can file a claim to recover financial damages.
How Do I Get a Public Adjuster Bond in Iowa?
To apply for and purchase your Iowa public adjuster bond, complete the following steps:
- Buy online through our secure payment portal
- Get your bond instantly by email
- File your bond with the Insurance Division
How to Become a Public Adjuster in Iowa
All public adjusters must be licensed with the Insurance Division. To become a public adjuster in Iowa, follow these basic steps:
- Pass the appropriate licensing exam
- Provide evidence of financial responsibility in the form of a $20,000 surety bond
- Submit your public adjuster checklist and attestation
- Submit your customer contract
- Complete and submit your application through NIPR
You will submit all required forms and attachments through the NIPR online application portal. Licensing requirements may differ based on resident status, so be sure to check with the Iowa Insurance Division. For more detailed information, refer to the resources below.
More Resources
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