How much does a notary public bond cost in Kentucky?
The Kentucky Secretary of State Notary Public Division requires notaries public to get surety bonds before being commissioned. The amount of coverage required is either $500 or $1,000 and is established by the county clerk. Kentucky notary bonds cost between $80 and $120 depending on the selected amount of errors and omissions coverage.
Including errors and omissions insurance with your bond ensures you are not held personally liable for mistakes made while notarizing documents. Visit our blog for more information on this essential coverage.
| Bond Type | Bond Amount | Cost | |
|---|---|---|---|
| $500 Notary Bond $10,000 Errors & Omissions | $500 | $80 | |
| $1,000 Notary Bond $10,000 Errors & Omissions | $1,000 | $80 | |
| $500 Notary Bond $20,000 Errors & Omissions | $500 | $100 | |
| $1,000 Notary Bond $20,000 Errors & Omissions | $1,000 | $100 | |
| $500 Notary Bond $30,000 Errors & Omissions | $500 | $120 | |
| $1,000 Notary Bond $30,000 Errors & Omissions | $1,000 | $120 |
Why do I need this bond?
By posting a bond, the notary public agrees to perform all notarial duties according to laws enforced by the county and state. If a principal fails to do so, harmed parties such as the state or county government can file a claim against the bond as a way to recover damages. The principal is responsible for reimbursing the surety for any claims paid out.
What’s the fine print?
Kentucky notary bonds remain in effect for 4 years. If the terms of the bond agreement are violated, the bond may be voided. Otherwise, it will remain in full effect.
How to become a notary in Kentucky
Kentucky requires that all notary public applicants be at least 18 years old, have good moral character, and reside or work in the county. Applicants must mail a completed “Appointment to the Office of Notary Public” application form to the Secretary of State. Applications must be signed by the County Clerk, Circuit Clerk, Judge Executive, Justice of Peace or member of the General Assembly of the county in which the applicant is applying to act as a notary. Applications must be accompanied by a surety bond, payment of a $10 state fee, and payment of a $19 recording fee.
Additional Resources
Kentucky Notary Public Handbook
Kentucky Notary Public Application for Appointment and Reappointment
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