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Kentucky Notary Bond

Cost: $80.00 / 4-year term

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How much does a notary public bond cost in Kentucky?

The Kentucky Secretary of State Notary Public Division requires notaries public to purchase surety bonds before being commissioned. The amount of coverage required is $1,000 and is established by the county clerk. Kentucky notary bonds cost between $80 and $120, depending on the selected amount of errors and omissions coverage.

Including errors and omissions insurance with your bond ensures you are not held personally liable for mistakes made while notarizing documents. Visit our blog for more information on this essential coverage.

Bond Type Bond Amount Cost
$1,000 Notary Bond $10,000 Errors & Omissions $1,000 $80
$1,000 Notary Bond $20,000 Errors & Omissions $1,000 $100
$1,000 Notary Bond $30,000 Errors & Omissions $1,000 $120

Why do I need a notary bond in the state of Kentucky?

By posting a bond, the notary public agrees to perform all notarial duties according to laws enforced by the county and state. If a principal (notary) fails to do so, harmed parties such as the state or county government can file a claim against the bond as a way to recover damages. The principal is responsible for reimbursing the surety for any claims paid out.

How to become a notary in Kentucky

Kentucky requires that all notary public applicants be at least 18 years old, have good moral character, and reside or work in the county. Applicants must mail a completed notary application form to the following address:

Notary Commissions
P.O. Box 821
Frankfort, KY 40602-0821

Applications must be signed by the county clerk, circuit clerk, judge executive, justice of the peace, or member of the General Assembly of the county in which the applicant is applying to act as a notary. Applications must be accompanied by a surety bond and payment of a $10 state fee.

Kentucky notary bonds remain in effect for four years. If the terms of the bond agreement are violated, the bond may be voided. Otherwise, it will remain in full effect.

How to perform remote notarizations in Kentucky

Commissioned and active notary publics can receive authorization to perform remote notarizations by notifying the Kentucky Secretary of State. Applicants must send the following information to [email protected]:

  • Remote online notarization form (which includes the technology platform you intend to use while performing notarial acts)
  • Copy of your $1,000 surety bond
  • Sample of your digital certificate (including your electronic signature and digital stamp if a stamp is being used)

Additional Resources

Kentucky Notary Public Handbook

Kentucky Notary Commission Index

Kentucky Notary Public Application

Kentucky Notary Remote Online Notary Registration

Hardin County, Kentucky Notary Public Bond Form

Fayette County, Kentucky Notary Public Bond Form

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