Mississippi Contractor License Bonds

How much does a Mississippi contractor license bond cost? 

Mississippi contractor license bond costs start at $50 annually. Your exact cost will vary depending on the license type and its required bond amount. Most city and county contractor bonds cost $100 annually. Department of Revenue contractor tax bonds require a quick application review to determine pricing. 

How do you get a Mississippi contractor license bond? 

You can purchase your Mississippi contractor license bond online 24/7. Simply select which bond you need from the dropdown above or the table below. You'll need to provide information like your contractor or construction company name, physical business address, and license type as required by your licensing agency for bond filing approval. Once your order is processed, your bonding confirmation will be sent to your email. 

How fast can I get a contractor bond?

Our industry-leading technology and responsive customer service team allow us to deliver your official Mississippi contractor bond faster than any other surety provider. SuretyBonds.com offers emailed document delivery for most Mississippi contractor bonds. Orders placed by 4 PM CST Monday-Friday are typically processed with same-day emailed delivery. If your licensing agency requires your official bond be physically issued and delivered to you, we'll ship it to your preferred mailing address.

What is a Mississippi contractor license bond? 

“Mississippi contractor license bond” is a generic term used for the various surety bonds required by cities and counties to enforce contractor licensing compliance. Although each bond's exact terms vary, they're generally used to ensure contractors work according to any applicable state, county, and city construction regulations. They often guarantee contractors will apply for necessary permits, follow building codes, and pay subcontractors and taxes as required by law.

How does a Mississippi construction bond work?

If a bonded contractor fails to work according to industry regulations, the bond can be used to protect the state, county, city, or consumer harmed as a result of the noncompliance. The issuing surety company will pay valid claims up to the full bond amount, which the contractor must reimburse. 

Who are the parties involved in a Mississippi construction bond? 

The licensing authority that requires the bond to enforce licensing compliance is the “obligee.” The contractor that purchases and files the bond is the "principal." The insurance company that issues the bond and guarantees the contractor's compliance is the "surety."

Who regulates licensing for contractors?

The Mississippi State Board of Contractors enforces licensing requirements for construction contractors at the state level. If you have questions about a state licensing requirement, you can call the MSBOC at 1(800)880-6161 or email [email protected]. If you have questions about city or county contractor licensing laws or their Mississippi surety bond requirements, contact your local government office.

Who is required to get a Mississippi contractor license bond?

If you work in one of the cities or counties listed in the dropdown above or table below, you must file a specific surety bond with them directly before receiving your local contractor compliance license. If you need a surety bond for a city or county not listed, call 1(800)308-4358. 

Additionally, Mississippi State Tax Commission Title 35 Section 107 requires contractors file tax bonds for individual or blanket projects contracted for more than $75,000. These bonds are filed with the Department of Revenue according to Mississippi Code Annotated 27-65-27.

Need a surety bond for a construction project in Mississippi?

Mississippi contractor bonds are required for licensing compliance. If you need a surety bond before you can begin work on an individual contracted project, you might need a bid bond, payment bond, performance bond, or other type of contract bond. If you work in states other than Mississippi, we also offer contractor license bonds nationwide.

How do I update or change my contractor bond form?

If your licensing authority requires your surety bond documentation to be updated for any reason, contact your surety company. If you purchased your Mississippi contractors bond from SuretyBonds.com, email [email protected] to explain the needed change. The most common changes requested are the contractor/construction company's name, business address, or license type. 

How do I renew my contractor bond?

You must renew your Mississippi surety bond before its current term expires to keep your contractor license active. If SuretyBonds.com manages your contractor bond, we'll send you specific renewal instructions after you pay your renewal invoice.

How do I get a contractor license in Mississippi? 

You'll need to provide the following documentation to apply for either a commercial or residential contractor license in the state.

• completed and notarized application 
• proof that your business is registered with the Mississippi Secretary of State (for LLCs and corporations)
• sales tax number from the Mississippi Department of Revenue
• certificate of general liability insurance
• proof of workers' compensation insurance (if you have 5 or more employees)
• 3 reference letters, including 1 from your bank
• proof of experience in the classification of work requested (list at least 3 previous jobs)
• reviewed or audited financial statement from a CPA
• payment of nonrefundable fees

Submit your application, supporting documents, and fees to the Mississippi State Board of Contractors. 

MSBOC

P.O. Box 320279

Jackson, MS 39232-0279

City and county contractor license application processing varies depending on the location and contractor license classification. If you need a contractor license to work in a particular city or county, contact your local government agency to verify the license type and bond amount required for filing approval.