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Nevada Loan Services Bond

How much does a deferred deposit, high interest or title loan bond cost in Nevada?

The state of Nevada requires check-cashing, deferred deposit, title loan and high interest loan services bonds in the amount of $50,000. Nevada loan services professionals must also post $5,000 in additional coverage for each branch location. These bonds require underwriting consideration, which means the premium depends directly on the applicant’s financial credentials.

The best way to find out exactly how much you’ll pay for your surety bond is to request a free surety bond quote by filling out our online request form.

Bond Type Bond Amount Cost*
$50,000 Loan Services Bond Check-Cashing, Deferred Deposit, Title Loan and High Interest Loan Services Bond $50,000 Starts at $500 GET A QUOTE

If you’re ready to get the bond you need, we’re ready to help. Call SuretyBonds.com at 1 (800) 308-4358, or contact us online now!

Why do I need this bond?

By purchasing a Nevada check-cashing, deferred deposit, title loan and high interest loan services bond, a principal agrees to adhere to the rules and regulations found in Chapter 604A of the Nevada Revised Statutes. A few prohibited actions include:

  • not making a deferred deposit loan
  • issuing multiple loans that exceed a customer’s expected gross monthly income
  • not accepting collateral or other types of security
  • practicing improper lending and collection practices
  • conducting false, misleading or deceptive advertising
  • failing to make certain disclosures
  • taking incomplete instruments
  • using agents to avoid requirements or prohibitions
  • failing to comply with payment plans
  • charging fees to cash certain checks

Ready to get bonded? Give us a call at 1 (800) 308-4358 or submit an online bond request form. You’ll be contacted right away by an expert surety specialist who will walk you through each step of the bonding process and provide you with a free surety bond quote.

What’s the fine print?

This bond form is continuous until canceled. If the bond is to be canceled, the surety must provide the State of Nevada Financial Institutions Division Department of Business and Industry with at least 30 days notice. Each branch location maintained by the business requires an additional $5,000 in bonding coverage.

How to become a loan service provider in Nevada

In addition to posting a surety bond, Nevada loan service providers must do the following to get licensed:

  • file a completed application on the specified form with the department
  • remain in good standing of honesty and integrity with the commissioner
  • pay the required application fee
  • be at least 21 years of age
  • be a citizen of the United States

A full list of the state’s application for license requirements can be accessed in the “Additional Resources” section below.

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Additional Resources

Nevada Chapter 604A - Deferred Deposit Loans, High-Interest Loans, Title Loans and Check-Cashing Services

State of Nevada Office of the Attorney General

NRS 604A.600 Application for License

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