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New York Certificate of Title Bond

What is the cost for a New York certificate of title bond?

Unregistered vehicle owners are required to execute a certificate of title bond by the New York Department of Motor Vehicles. The amount of the bond is 1.5 times the value of the vehicle. The length of the bond runs for 3 years before it must be returned. It can be returned prior to the end of 3 years if the vehicle is no longer registered in the state and there are no outstanding claims against the bond.

You can obtain a certificate of title bond without a review of your credit report if the bond amount is $25,000 or less. If the bond amount is less than $6,000, you can receive the bond for just $100!

If the New York certificate of title bond is greater than $25,000, your rate is calculated after a review of your credit report. Take a look at the table below to find your rate.

If you are ready, fill out an online bond request or call 1 (800) 308-4358 to connect with a certificate of title expert who can assist you with all of your bonding needs!

Bond Type Bond Amount Cost*
Less than $6,000 Certificate of Title Bond Less than $6,000 $100 for 3 years Buy Now
$6,000-$25,000 Certificate of Title Bond $6,000-$25,000 $15 for every $1,000 ($100 minimum) for 3 years Buy Now
Greater than $25,000 Certificate of Title Bond Greater than $25,000 Subject to Underwriting Buy Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call us today at 1 (800) 308-4358 or submit an online bond request form to begin the bonding process. SuretyBonds.com can deliver the best rates and bonding services in the surety industry!

Why do I need this bond?

Certificate of title bonds establish liability for the principal (previous vehicle owner) in the event that any expenses or losses are incurred on the obligee as a result of previous ownership. Title 10, Article 46 of the New York Vehicle and Traffic Law establishes the basis for which obligees can file a claim against this bond.

If an obligee files a valid claim against this bond, the surety will cover for any damages up to the penal sum of the bond.

By posting this bond, the seller and buyer of the vehicle agree that, to the best of their knowledge, the vehicle is in good standing and was not acquired under fraudulent conditions.

SuretyBonds.com offers many resources to take care of your surety bonding needs. Give us a call at 1 (800) 308-4358 to speak with a surety expert, or take a couple minutes to fill out our online bond request form.

What’s the fine print?

The New York Department of Motor Vehicles obligates owners of unregistered vehicles within the state to file a certificate of title bond. The bond requirement depends on the current value of the vehicle. The bond amount is 1.5 times the value of the vehicle as determined by a licensed appraiser within the state. All certificate of title bonds run for 3 years before they must be returned. If the vehicle is no longer registered within the state prior to the conclusion of 3 years, the bond may be returned if there are no pending claims against it. There is no cancellation clause associated with this bond.

What do I need to do first?

Since the bond amount depends on the current value of your vehicle, you must find a licensed appraiser to determine the value of your vehicle. Once this is done, you can submit a title application to the New York Department of Motor Vehicles.

You can find a copy of the application form in the “Important Links” section for more information.

Ready to get started?

Get a FREE Title Bond Quote Today!

New York Certificate of Title Bond Form

New York Vehicle & Traffic Law: Title 10, Article 46 (Uniform Vehicle Certificate of Title Act)

Vehicle Registration Information

Vehicle Registration/Title Application

New York Department of Motor Vehicles

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