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New York Contractor Bond

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How much does a New York contractor bond cost?

New York contractors are required to execute a surety bond before working on contractor-related projects within the state. The amount required, length of the bond term, and cancellation clause all vary according to the local municipality responsible for the contractor requirements.

The majority of the contractor bonds available in New York can be instantly issued, meaning there is no credit check required and all applicants qualify for a flat rate. Several of the riskier bonds are credit-based, which mandates the submission of your credit report for review. However, you can still obtain a free quote for these bonds if you choose SuretyBonds.com.

Not sure if you qualify? SuretyBonds.com offers a bad credit bonding program through which we can approve 99% of our applicants!

Fill out our bond request form and one of our contractor bond experts can facilitate the easy bonding process for you!

Bond Type
$20,000New York City Home Improvement Contractor Bond
$1,000-$100,000New York City Parks and Recreation Private Contractor Bond
$25,000Putnam County Electrical or Plumbing Contractor Bond
$25,000Putnam County Home Improvement Contractor Bond
$1,000-$20,000Rockland County Sewer Contractor Bond
$5,000Schenectady County Contractor Bond
$10,000Westchester County Plumbing Contractor Bond
$10,000City of Albany Water and Sewer Permit Performance Bond
$10,000City of Buffalo Heating Contractor Bond
$5,000Town of Binghamton Contractor Bond
$10,000Town of Clarkstown Sewer Contractor Excavation Bond
$10,000Town of North Hempstead Road Opening Permit Bond
$2,000Town of Hempstead Sewer Contractor Bond
$5,000Town of Hempstead Sewer & Drain Opening Bond
$20,000Town of Huntington Grading Permit BondUp to 5,000 cubic yards
$30,000Town of Huntington Grading Permit Bond5,001-15,000 cubic yards
$50,000Town of Huntington Grading Permit Bond15,001+ cubic yards
$10,000City of Kingston Contractor Bond
$50,000City of Newburgh Blasting Contractor Bond
$10,000Town of Newburgh Building Permit Bond
$10,000Town of Ramapo Sewer Contractor Bond
$2,000Village of Roslyn Contractor Bond
$1,000Village of Sleepy Hollow Contractor Bond

*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Give us a call at 1 (800) 308-4358 or click here to experience fast and efficient bonding services. SuretyBonds.com employs a team of experts that work hard to ensure the bonding process is a fast and efficient one for you.

New York Contractor Bonds

Contractor bonds keep the principal (contractor) liable in the event that there is a failure to uphold the terms of the bond. A bondholder is expected to operate in accordance with the rules and regulations specified in the bond. If the principal does breach the contract, whether through performance or some other manner, the obligee can file a claim against the bond. Valid claims require the surety to cover for incurred damages on behalf of the obligee, up to the penal sum of the bond. However, the principal must pay the surety the equivalent amount of money in a timely manner.

The New York City Buildings Department provides some general qualifications for contractors. To become a licensed contractor, you must be at least 18 years of age and able to read, write and understand the English language.

The bond’s length will vary by bond type, but most contractor bonds generally expire once the license expires. Cancellation clauses will also vary by bond type. The specific requirements for licensure will vary according to the municipality in charge of contractors in your area. The following includes requirements typically found for contractor licensure:

  • License fee
  • Surety bond
  • License application form
  • Proof of Employer Identification Number or Federal Tax Identification Number
  • Original general liability insurance policy
  • Principal’s photo ID, SS card, proof of home residence
  • Background fee

Visit the “Additional Resources” section below to find more information regarding your specific New York contractor bond and licensing requirements.

Have any questions or concerns? Call 1 (800) 308-4358 or fill out a bond request form and one of our surety specialists will guide you step-by-step through the bonding process.

Need a surety bond for a construction project?

Payment bonds and performance bonds are often required for specific construction projects. No matter the state, SuretyBonds.com can get you the bond you need for your next job.

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert