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North Carolina Preneed Funeral Contracts Bond

How much does a preneed funeral services bond cost in North Carolina?

The North Carolina Board of Funeral Service (NCBFS) requires those wishing to provide preneed funeral services to post a $50,000 surety bond.

The premium an applicant could pay depends on a review of their credit report. An applicant with great credit could pay as low as 1% of the total bond amount. We recommend contacting our team of surety bond experts who can set you up with your free bond quote quickly and easily!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Preneed Funeral Contracts Performance Bond $50,000 Starts at 1% 4-8% 10%+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358 or submit an online bond request to connect with our team of surety bond experts now!

Why do I need this bond?

Preneed funeral service bonds ensure that all principals (preneed funeral service providers) adhere to the rules and regulations in the Statutes Governing Funeral Service under Chapter 90, Article 13D. Prohibited business practices under this act include:

  • Engaging in preneed services without a proper license
  • A crime involving fraud or misrepresentation of a licensed preneed funeral services provider
  • False or misleading advertising

Preneed funeral service bonds protect the businesses clients and the public against wrongful doing. If damages occur, the surety will pay the claim up to the full bond amount. However, the principal must reimburse the surety for any money paid out in a claim.

Ready to get bonded quickly and easily? Let our experts do all of the hard work for you!

What’s the fine print?

Performance bonds of preneed funeral contracts in North Carolina remain in effect for one year unless claimed against or cancelled. The bond can be cancelled by the surety by giving written notice at least 30-days prior to the effective cancellation date.

How to become a preneed funeral service provider in North Carolina

The North Carolina Board of Funeral Service requires that a funeral home service provider be licensed to sell preneed funeral contracts. To obtain a license, an applicant must submit the following:

  • All proper contracts
  • Initial $150 application fee
  • Any additional fee for contracts
  • $50,000 surety bond

All contracts and information can be found on the NCBFS website or at the important links section below.

Take the first step toward becoming licensed in South Carolina by purchasing the preneed funeral services bond you need!

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Preneed Funeral Service Applications and Contracts


Statutes Governing Funeral Service Chapter 90, Article 13D

Preneed Funeral Service Guide

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