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Ohio Title Agent Bond

How much does a title agent bond cost in Ohio?

The Licensing Division of the Ohio Department of Insurance requires title agents to post $150,000 surety bonds to work within the state.

These bonds are subject to underwriting, which means the price you’ll pay depends on a review of your personal credit report. Because the required bond amount is so high, surety underwriting companies might require additional financial credentials to produce the bond. Having current business financials and a personal financial statement available when you contact our team of bonding experts will expedite the bonding process and could help you qualify for a lower premium rate!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Title Agent Bond $150,000 Starts at $1,500 $7,500-15,000 $15,000+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358 or submit an online bond form to request your free surety bond quote now.

Why do I need this bond?

Ohio title agent surety bonds are put in place to ensure that principals (insurance agents) conduct business according to the laws of the state. The bond protects any person who sustains loss resulting from the principal’s actions of theft, misappropriation, fraud or any other failure to properly disburse settlement, closing or escrow funds in a real estate transaction.

Have questions about your surety bond? Connect with our team of experts now!

What’s the fine print?

Title agent bonds in Ohio are continuously effective until canceled. The surety must give the principal and the Superintendent of Insurance written notice of cancellation 60 days prior to the desired date of termination.

The bond is conditioned so that both clients of the agent and the department can file claims against the agent in the case of unpaid monies of any kind. Regardless of the number of years the bond is renewed for, no claim against the bond can exceed the penal sum of $150,000.

How to become a title agent in Ohio

To apply for a title agent license in Ohio, applicants must fully complete the form prescribed by the department. Applicants must supply the following information on the application:

  • name, address, social security number and contact information of applicant
  • name of business entity, as well as address and contact information
  • mailing address, if different
  • agency or business entity affiliations
  • employment history
  • whether the applicant has ever been convicted of any applicable crimes relating to the business of title insurance
  • whether the applicant has ever filed for bankruptcy
  • certification and attestation of applicant
  • and more

Complete licensing information can be accessed via the Important Links section of this page.

Begin the licensing process by purchasing the surety bond you need. Let our experts do all of the hard work for you!

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Get a FREE Title Agent Bond Quote Today!

Ohio Department of Insurance Title Agent Surety Bond

Ohio Department of Insurance Individual Title Agent License Application

Ohio Department of Insurance Title Non-Resident Individual

Ohio Revised Code Title 39, Chapter 3953: Title Insurance

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