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Oklahoma Mortgage Lender Bond

Price Varies / 1 year term


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How much does a mortgage lender bond cost in Oklahoma?

The Department of Consumer Credit requires all mortgage lenders in Oklahoma to post $100,000 surety bonds. To underwrite this bond, surety underwriting companies require current business financials and a personal financial statement. The exact price you’ll pay for your Oklahoma surety bond is based on a review of your personal credit report.

Don’t struggle to calculate your bond cost. Submit a request form to receive a bond quote within 1 business day.

Bond Type
$100,000Mortgage Lender Bond

If you’re ready to get bonded quickly, easily and accurately, call us or fill out an online bond request form now.

Why do I need this bond?

Oklahoma mortgage lender bonds ensure that if consumers are wronged by the principal (mortgage lender) during a mortgage transaction, they have a safeguard from unprofessional business practices and can be compensated for any financial losses. Unethical acts covered by this bond include, but are not limited to:

  • Defrauding or misleading borrowers and lenders
  • Obtaining property by fraud or misrepresentation
  • Failing to disclose information required by state law, such as annual interest rate percentages
  • Advertising a product at a low price when it is not available for sale to entice customers to buy a more expensive product, otherwise known as “bait and switch” advertising
  • Collecting or charging any prohibited fees

If the principal (mortgage lender) violates the terms of his or her bond agreement and consumers are harmed as a result, the surety will cover damages up to the full bond amount. The principal must reimburse the surety for any damages paid out.

What’s the fine print?

There is no specific surety bond form for Oklahoma mortgage lender license bonds. Instead, our team of experts has been instructed to use Oklahoma’s generic license and permit bond form when processing your bonding request. We have this form on file so that we can get you bonded quickly and easily.

To expedite the bonding process, applicants should have their business and personal financial credentials handy when they contact

How to become a mortgage lender in Oklahoma

To become a licensed mortgage lender in Oklahoma, applicants must fulfill all of the licensing requirements listed on the NMLS Resource Center website.

The license remains valid for 1 year, beginning on January 1. The applicant can renew the license by submitting renewal documentation through NMLS prior to December 1 of each year.

The approval process allows this license to be issued within 60 days after the complete application and all fees are received.

Complete licensing information can be accessed from the Additional Resources section of this page.

Mortgage Industry Surety Bonds Available Nationwide

Many states have specific surety bond requirements for mortgage professionals. This means mortgage professionals who work in several states often have multiple surety bonds. Use the map below to learn more about mortgage bonds in other states.

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert