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South Carolina Preneed Funeral Contracts Bond

How much does a preneed funeral services bond cost in South Carolina?

The South Carolina Department of Consumer Affairs requires preneed funeral service providers to post surety bonds ranging in amounts from $15,000 to $75,000. The bond amounts are based on the total insurance and trust balance. Applicants should verify their required bond amount with the state prior to bonding.

SuretyBonds.com offers these bonds for different costs depending on each applicant’s individual credit report. Because the required amount and price of this bond can vary so much, we recommend contacting our team of surety bond experts who can set you up with your free bond quote quickly and easily!

Bond Type Bond Amount Cost*
$15,000 Preneed Funeral Contracts Bond Total Insurance & Trust Balance between $0 - $100,000 $15,000 Starts at $150 Apply Now
$30,000 Preneed Funeral Contracts Bond Total Insurance & Trust Balance between $100,001 - $250,000 $30,000 Starts at $300 Apply Now
$45,000 Preneed Funeral Contracts Bond Total Insurance & Trust Balance between $250,001 - $500,000 $45,000 Starts at $450 Apply Now
$75,000 Preneed Funeral Contracts Bond Total Insurance & Trust Balance is $500,001+ $75,000 Starts at $750 Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358 or submit an online bond request to connect with our team of surety bond experts now!

Why do I need this bond?

South Carolina funeral services bonds ensure that principals (preneed funeral service providers) perform and observe all agreements, covenants and conditions included in Chapter 7, Title 32, Code of Laws of South Carolina, 1976. Prohibited business practices under this act include:

  • failing to put funds (in relation to burials and funerals) into a pre-need escrow account
  • engaging in the sale of funeral services without being a licensed funeral director
  • misappropriating or illegally withholding trust funds or escrow
  • charging unnecessary and unrequited fees
  • placing trust funds or earnings at risk or using them as collateral

The bond protects the Department of Consumer Affairs from any claims resulting from the principal’s unlawful or unethical business practices up to the full amount of the bond.

Ready to get bonded quickly and easily? Let our experts do all of the hard work for you!

What’s the fine print?

Performance bonds of preneed funeral contracts in South Carolina remain in full force and effect unless canceled or violated. The bond can be canceled by the principal or the surety by giving written notice via registered mail to the other party and to the department at least 30 days prior to the effective cancellation date.

How to become a preneed funeral service provider in South Carolina

The South Carolina Department of Consumer Affairs requires that a funeral home service provider be licensed to sell Preneed Funeral Contracts. All monies received for a Preneed Funeral Contract must be deposited into a trust account or burial insurance policy. Each Preneed Funeral Contract must be submitted to the Department accompanied by a $20 filing fee, part of which goes into the loss reimbursement fund.

There is an Initial/New Preneed Funeral Contracts licensing fee of $250 and a renewal fee of $200. The Preneed Funeral Contracts License must be renewed by September 30 of every odd-numbered year.

Complete licensing information can be accessed from the Additional Resources section of this page.

Additional Resources

Performance Bond of Preneed Funeral Contracts State of South Carolina

Title 32 - Contracts and Agents Chapter 7. Preneed Funeral Contracts

Department of Consumer Affairs Preneed Funeral Contracts

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