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Texas Certificate of Title Bond

How much does a Texas certificate of title bond cost?

The cost of a Texas certificate of title bond depends on the required amount of the surety bond. Title bonds up to $6,000 cost just $100 and are issued instantly. In fact, all title bonds up to $25,000 are issued instantly at a rate of $15 for every $1,000 of coverage. If a bond is needed for more than $25,000, the application is subject to underwriting, which means the price of the bond is based on a soft review of the applicant’s credit.

To determine their required bond amount, applicants must apply for a title, at which point they will receive a rejection letter stating the amount of the bond. All applicants must provide a copy of this letter to their surety bond provider prior to purchasing their bond.

Bond Type Bond Amount Cost*
Up to $6,000 Certificate of Title Bond 3-year term Up to $6,000 $100 Apply Now
$6,001-25,000 Certificate of Title Bond 3-year term $6,001-25,000 $15 for every $1,000 of coverage Apply Now
Greater than $25,000 Certificate of Title Bond 3-year term Greater than $25,000 Subject to Underwriting Apply Now

Call 1 (800) 308-4358, or submit a bond request, to get the Texas surety bond you need. Our experts make the bonding process fast and easy!

Why do I need a title bond?

The Texas Department of Transportation requires vehicle owners who have lost or obtain insufficient proof of ownership for their vehicles to post three-year surety bonds. The purpose of a Texas certificate of title bond is to indemnify any prior owner, lienholder and subsequent purchaser of the vehicle, or person acquiring any security interest in it and their respective successors, against any expense, loss or damage that occurs as a result of the issuance of the certificate of title for the vehicle.

By posting the title bond, the principal (vehicle owner) takes full responsibility for any loss that occurs as the result of the information listed on the bond application.

Get the Texas surety bond you need for as low as $100 when you work with the experts at SuretyBonds.com!

Texas title bond fine print

Certificate of title bonds in Texas remain in full force and effect for a period of three years after the effective date listed on the bond form. Upon expiration, the Texas Department of Transportation will return the bond to the principal unless the department has been notified of a pending claim against the bond.

Applicants should know the year, make, model, identification number and body style of the vehicle, as they are required on the bond application.

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Texas title bond frequently asked questions

How do you get a bonded title in Texas?

You’ll want to start at the DMV and fill out all of the necessary documents. After this you will then need to purchase a surety bond. Once you have the surety bond, you can apply for a bonded title. For more details, read our blog post, How To Get A Texas Bonded Title In 5 Steps.

How is a bonded title different than a regular title?

A bonded title is identical to a regular title, except that a bonded title has a surety bond attached to it.

How does the state determine a certificate of title bond amounts?

Certificate of title bond amounts are calculated at a rate of 1.5 times the value of the vehicle. The DMV typically values a vehicle using the Standard Presumptive Value (SPV)

How long does a title bond last?

The vehicle will be bonded for 3 years. After that, the Texas DMV will return the bond to the vehicle owner, as long as there are no pending claims against the bond.

Can I get a bonded title on a vehicle with a lien?

No, you will need to get a lien release before a title bond can be issued.

Can I sell a vehicle with a bonded title?

Yes. The bonded title will not affect the car’s value.

What if I move to a new state?

Moving should not affect your ability to register in a new state. Make sure to confirm with your local DMV as well as the DMV from the state you are moving to.

Is the title bond cost a one time fee?

Yes, the cost of a title bond is a one time fee because it does not need to be renewed.

Get a FREE Certificate of Title Bond Quote Today!

Additional Resources

Texas Department of Insurance Bond Resources Bonded Title (Certificate of Title Surety Bond)

Texas Department of Motor Vehicles Bought a Vehicle Without A Title?

Application for Texas Title

Transportation Code Title 7. Vehicles and Traffic Subtitle A. Certificates of Title and Registration of Vehicles Chapter 501. Certificate of Title Act