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Colorado Certificate of Title Bond

How much does a certificate of title bond cost in Colorado?

The cost of a Colorado title bond is based on the appraised value of the vehicle. In Colorado, the bond amount must be double the appraisal value of the vehicle, which is determined by the Tax Division of the Department of Revenue.

If the bond amount is $6,000 or less, you can get your title bond online for $100. Surety bonds for titles between $6,001-$25,000 start at $100 and increase at a rate of $10 per $1,000 of coverage. If your bond amount is greater than $25,000, the cost of your bond will be subject to underwriting.

Bond Type Bond Amount Cost*
$700-$6,000 Certificate of Title Bond $700-$6,000 $100 Buy Now
$6,001-$25,000 Certificate of Title Bond $6,001-$25,000 $100+ Buy Now
$25,001+ Certificate of Title Bond $25,001+ Subject to Underwriting Buy Now

Why do I need a title bond?

A Colorado certificate of title bond is required if an individual does not physically possess the title to his or her newly-purchased vehicle. If the previous or new owner is unable to prove ownership of the vehicle due to lost, stolen or defective documentation, they may purchase a surety bond to receive a bonded title. By posting this bond, car owners guarantee that the vehicle was not stolen or sold or acquired under fraudulent circumstances.

Please note this bond is required for a vehicle title to be issued. If you are planning to sell cars and other vehicles, a Colorado motor vehicle dealer bond is required.

How do I apply for a Colorado title bond?

To apply for this bond, applicants must know the make, model, year, and vehicle identification number of the vehicle. The applicant must also know the appraised value of the vehicle.

Colorado certificate of title bonds remain valid for three years from the date of issuance.

How do I get my vehicle title?

There are a few steps to follow to successfully recover a title, but if the applicant completes each step, the new buyer will legally be able to purchase and title the vehicle. These steps include:

  • having the motor vehicle inspected and a certified VIN inspection form completed by a certified Colorado Law Enforcement officer
  • requesting a “Colorado Title Record Search” form (if liens are revealed, notices must be given)
  • establishing the reasonable appraised value of the motor vehicle pursuant to CRS 42-6-115(3)(a)
  • obtaining your Colorado certificate of title bond

Once all of these steps are completed successfully, submit the entire application package and the title bond to the DMV office in your county.

Additional Resources

Chapter 112 Motor Vehicles and Traffic Regulation

State of Colorado Title or Salvage Title Established by Surety Bond CRS 38-29-119, 42-5-204, 42-6-102 (16), (17) (a), 42-6-115

Colorado Department of Revenue Division of Motor Vehicles Buying and Selling

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