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Florida Certificate of Title Bond

How much does a certificate of title bond cost in Florida?

The State of Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services requires individuals who own a vehicle with a lost or stolen title to post a surety bond. The amount of the surety bond should be equal to twice the appraised value of the vehicle. Florida suggests using Kelly Blue Book or NADA to appraise your vehicle.

SuretyBonds.com offers lost title bonds for different prices depending on the required bond amount. Bonds in amounts greater than $25,000 are subject to underwriting consideration. Bonds in amounts between $6,000 and $25,000 cost $15 per every $1,000 of the required bond amount. Bonds in amounts less than $6,000 cost just $100.

Bond Type Bond Amount Cost*
Up to $6,000 Certificate of Title Bond 3-year term Up to $6,000 $100 Apply Now
$6,001-$25,000 Certificate of Title Bond 3-year term $6,001-$25,000 $100+ Apply Now
$25,001+ Certificate of Title Bond 3-year term $25,001+ Subject to Underwriting Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Why do I need this bond?

Florida certificate of title bonds indemnify all prior owners and lienholders and all subsequent purchasers of the vehicle againt any expense, loss or damage that occurs as a result of the issuance of the certificate of title.

Please note this bond is required for a vehicle title to be issued. If you are planning to sell cars and other vehicles, a Florida motor vehicle dealer bond is required.

What’s the fine print?

Lost title bonds in Florida expire 3 years from the effective date. The year, make, body type, retail value, Florida title number and vehicle identification number of the vehicle must be listed on the bond form.

Additional Resources

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Title Surety Bond For a Motor Vehicle

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Affidavit to Accompany Application for Bonded Title

Florida Department of Highway Safety and Motor Vehicles

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