1 (800) 308-4358
Mon-Fri 7am-7pm CST
  1. 1. Choose A State
  2. 2. Choose A Bond
  3. 3. Enter Your Contact Info
  4. 4. Receive Your Free Quote

Florida Certificate of Title Bond

How much does a certificate of title bond cost in Florida?

The State of Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services requires individuals who own a vehicle with a lost or stolen title to post a surety bond. The amount of the surety bond should be equal to twice the appraised value of the vehicle. Florida suggests using Kelly Blue Book or NADA to appraise your vehicle.

The cost of a Florida certificate of title bond varies depending on the required bond amount. Certificate of title bonds up to $6,000 cost just $100 and are issued instantly, while bonds between $6,000 and $25,000 are issued instantly at a rate of $15 per thousand dollars of coverage. This means you are able to purchase your bond online immediately through SuretyBonds.com at the premium provided.

If a bond is required in an amount greater than $25,000, it will be reviewed by an underwriter before an exact price can be provided.

Bond Type Bond Amount Cost*
Up to $6,000 Certificate of Title Bond 3-year term Up to $6,000 $100 Buy Now
$6,001-$25,000 Certificate of Title Bond 3-year term $6,001-$25,000 $100+ Buy Now
$25,001+ Certificate of Title Bond 3-year term $25,001+ Subject to Underwriting Buy Now

Why do I need a Florida bonded title?

Bonded titles are required by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) Division of Motorist Services if you do not have a title for your vehicle and cannot prove ownership. Florida certificate of title bonds indemnify all prior owners and lienholders as well as all future purchasers of the vehicle against any expense, loss or damage that occurs as a result of the issuance of the bonded title.

Essentially, a bonded title serves as a guarantee to the state of Florida that you are the owner of the vehicle that has a lost or missing title. It protects the public as well as the state.

Please note this bond is required for a vehicle title to be issued. If you are planning to sell cars and other vehicles, a Florida motor vehicle dealer bond is required.

How do I get a bonded title in Florida?

  • Fill out Part A of the Vehicle Identification Number and Odometer Verification form
  • Get your vehicle inspected and then fill out Part B of the form
  • Purchase a Florida Certificate of Title Bond - amount must equal double your vehicle’s value
  • Complete an affidavit form
  • Fill out the application
  • Pay the necessary sales tax and motor vehicle title fees
  • Submit all materials to your local FLHSMV office

Considerations for lost title bonds

Lost title bonds in Florida expire 3 years from the effective date. The year, make, body type, retail value, Florida title number and vehicle identification number of the vehicle must be listed on the bond form.

Additional Resources

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Title Surety Bond For a Motor Vehicle

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Affidavit to Accompany Application for Bonded Title

Florida Department of Highway Safety and Motor Vehicles

Overnight Shipping
50,000 Satisfied
Customers Nationwide
No Hidden Fees