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Florida Certificate of Title Bond

How much does a certificate of title bond cost in Florida?

The State of Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services requires individuals who own a vehicle with a lost or stolen title to post a surety bond. The amount of the surety bond should be equal to twice the appraised value of the vehicle. Florida suggests using Kelly Blue Book or NADA to appraise your vehicle.

The cost of a Florida certificate of title bond varies depending on the required bond amount. Certificate of title bonds up to $6,000 cost just $100 and are issued instantly, while bonds between $6,000 and $25,000 are issed instantly at a rate of $15 per thousand dollars of coverage. If a bond is required in an amount greater than $25,000, it will be reviewed by an underwriter before an exact cost can be provided.

Bond Type Bond Amount Cost*
Up to $6,000 Certificate of Title Bond 3-year term Up to $6,000 $100 Buy Now
$6,001-$25,000 Certificate of Title Bond 3-year term $6,001-$25,000 $100+ Buy Now
$25,001+ Certificate of Title Bond 3-year term $25,001+ Subject to Underwriting Buy Now

Why do I need this bond?

Florida certificate of title bonds indemnify all prior owners and lienholders and all subsequent purchasers of the vehicle againt any expense, loss or damage that occurs as a result of the issuance of the certificate of title.

Please note this bond is required for a vehicle title to be issued. If you are planning to sell cars and other vehicles, a Florida motor vehicle dealer bond is required.

What’s the fine print?

Lost title bonds in Florida expire 3 years from the effective date. The year, make, body type, retail value, Florida title number and vehicle identification number of the vehicle must be listed on the bond form.

Additional Resources

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Title Surety Bond For a Motor Vehicle

Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Affidavit to Accompany Application for Bonded Title

Florida Department of Highway Safety and Motor Vehicles

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