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Florida Credit Service Organization Bond

Price Varies / 1 year term


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What Is a Florida Credit Services Organization Bond? 

Florida Statute Section 817.7005 requires credit service organizations to file a $10,000 bond before offering credit repair services.  

This bond protects consumers by ensuring CSOs comply with the regulations of Chapter 87 Part 3 of the Florida Statutes. If they fail to do so, harmed parties can file a claim against the surety bond to receive reimbursement.

How Much Do Florida Credit Service Organization Bonds Cost? 

The cost of a Florida credit service organization bond starts at $100. Your premium will be determined after a quick application review. 

Your credit score, bond amount, financial statements and work experience are all factors determining your Florida credit service organization bond price. Apply now for a personalized quote with no fees!

Bond Type
$10,000Credit Service Organization Bond

How Do I Get a Credit Service Organization Bond in Florida? 

You can apply for your Florida credit service organization bond online 24/7. Provide the following information for Florida Department of Banking and Finance filing approval:

  • Name
  • Address
  • County

Once your order is processed, we'll immediately deliver your license bond via email. 

How Fast Can I Get a Credit Service Organization Bond? 

Our industry-leading technology and responsive customer service team allow us to offer Florida credit service organization bonds faster than any other surety company. Orders placed by 4 PM CST Monday-Friday are processed same-day. 

Who Regulates Licensing for CSOs in Florida? 

The Florida Department of Banking and Finance Bureau of Financial Investigations enforces all licensing requirements for credit service organizations in the state. You can contact the Department by calling 1 (850) 487-9687.

If you work in a different state, we offer credit service organization bonds nationwide.  

What Happens if a Credit Service Organization Does Not Have a Bond in Florida? 

Credit service organizations who don't have a bond will not be able to provide credit services in the state. If you fail to renew or maintain you bond, you won't be permitted to continue business. 

How Do I Update or Change My Florida Credit Service Organization Bond Form? 

If the Florida Department of Banking and Finance requires an update to your bond form, contact your surety company. If you purchased your bond from, email [email protected] to explain the needed change. 

How Do I Renew My Credit Organization Bond? 

Your Florida credit service organization bond requires annual renewal. Once you pay your renewal invoice, we'll email instructions to keep your bond active for your next license term.

How Do I Get My Credit Service Organization Licensed in Florida? 

To get your credit service organization licensed, verify you meet the requirements below:

  • Haven't committed any of the prohibited actions stated in 817.7005
  • Provide an information statement with all requirements listed in 817.703
  • File a $10,000 Florida surety bond
  • Have a trust account at a bank approved by the FDIC 

Learn more about how to start a Florida credit services organization with our comprehensive licensing guide.

Call 1 (800) 308-4358 to talk with a Surety Expert