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Florida Motor Vehicle Dealer Bond

How much does a $25,000 Florida auto dealer bond cost?

Florida MVD bonds can be issued for as low as 1-3% of the total bond cost. This bond is required by the Florida Department of Highway Safety and Motor Vehicles for both independent and franchised auto dealers.

An underwriter will review your personal credit report to figure out which premium you qualify for. Request a free bond quote now!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Motor Vehicle Dealer Bond Independent Motor Vehicle Dealer Bond $25,000 Starts at $225 $250-1,875 $1,250+ Apply Now
Motor Vehicle Dealer Bond Franchise Motor Vehicle Dealer Bond $25,000 Starts at $250 $250-1,875 $1,250+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Begin the bonding process by calling 1 (800) 308-4358 or submitting a bond request. Our experts can typically provide free, no-obligation bond quotes within 1 business day of submitting your application.

What is a Florida Auto Dealer Bond and why do I need one?

By posting a Florida MVD surety bond, principals (auto dealers) pledge to comply with the conditions of any written contract made by him/her in connection with the sale or exchange of a motor vehicle. Specifically, the bond holds dealers to the standards set in Chapter 319 and 320 of the Florida Statutes.

If the dealer fails to comply with these terms, he or she pledges to pay any person who suffers damages or financial loss as a result of the dealer’s unlawful business practices up to the full bond amount.

Start the bonding process now!

Please note this page is for vehicle dealer licensing. If you have lost or need to obtain a vehicle title, a Florida certificate of title bond is required.

Terms of the Florida Auto Dealer Bond

Franchise motor vehicle dealer bonds in Florida expire annually on December 31 and independent auto dealer bonds expire on April 30, so your bond premium could be prorated depending on when you buy it. Our team of surety experts works hard to get you bonded according to your specific needs.

The surety can cancel the bond by providing the Department of Highway Safety and Motor Vehicles with written notice of its intention to terminate. The notice must be sent by U.S. registered mail and becomes effective 30 days after the department receives it.

How to become an auto dealer in Florida

To become a licensed auto dealer in Florida, applicants must do the following:

  • have a business location approved by a regional office, compliance examiner/officer
  • complete the department-issued application form
  • pay the fee of $200 for each main location
  • post a $25,000 surety bond
  • provide a copy of the location lease or proof of ownership
  • provide a copy of a pre-licensing dealer training course completion certificate from a department-approved Dealer Training School
  • provide the sales tax number and federal employer identification number

Complete licensing information can be accessed via the Additional Resources section of this page. Take the first step toward getting licensed by purchasing the surety bond you need.

Ready to get started?

Get a FREE Motor Vehicle Dealer Bond Quote Today!

Additional Resources

State of Florida Department of Highway Safety and Motor Vehicles Surety Bond Motor Vehicle Dealer form

State of Florida Department of Highway Safety and Motor Vehicles Division of Motorist Services Application for a License as a Motor Vehicle, Mobile Home or Recreational Vehicle Dealer

Florida Motor Vehicle, Mobile Home and Recreational Vehicle Dealer’s Handbook

Florida Department of Highway Safety and Motor Vehicles Dealer Licensing Requirements

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