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Florida Motor Vehicle Dealer Bond

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How much does a $25,000 Florida auto dealer bond cost?

Florida MVD bonds can be issued for as little as 1% to 3% of the total bond amount. This bond is required by the Florida Department of Highway Safety and Motor Vehicles for both independent and franchised auto dealers looking to get licensed.

An underwriter will review your personal credit report to figure out which premium you qualify for. Request a free bond quote now!

Bond Type
$25,000Independent (Used) Motor Vehicle Dealer Bond
$25,000Franchise (New) Motor Vehicle Dealer Bond

What is the process for getting a Florida dealer license bond?

Auto dealers in Florida must purchase an auto dealer surety bond before getting licensed in the state. The application process is quick and easy, usually only taking about five minutes. The cost of your bond depends on your personal financial history, time in business, and industry experience. Watch the video below to learn more about the Florida auto dealer bonding process.

Begin the bonding process by calling 1 (800) 308-4358 or submitting a bond request. Our experts can typically provide free, no-obligation bond quotes within one business day of submitting your application.

What is a Florida auto dealer bond, and why do I need one?

By posting a Florida MVD surety bond, principals (auto dealers) pledge to comply with the conditions of any written contract in connection with the sale or exchange of a motor vehicle. Specifically, the bond holds dealers to the standards set in Chapter 319 and 320 of the Florida Statutes. It is also needed to obtain a Florida motor vehicle dealer license.

If the dealer fails to comply with these terms, they pledge to pay any person who suffers damages or financial loss as a result of the dealer’s unlawful business practices up to the full bond amount.

Start the bonding process now!

Please note this page is for vehicle dealer licensing. If you have lost or need to obtain a vehicle title, a Florida certificate of title bond is required.

What is the difference between a franchise and an independent motor vehicle dealer bond?

A franchise motor vehicle dealer bond refers to any auto dealer who works with new vehicles.

An independent motor vehicle dealer bond refers to any auto dealer who works with used vehicles.

Terms of the Florida auto dealer bond

Franchise motor vehicle dealer bonds in Florida expire annually on December 31 and independent auto dealer bonds expire on April 30, so your bond premium could be prorated depending on when you buy it. Our team of surety professionals works hard to get you bonded according to your specific needs.

The surety can cancel the bond by providing the Department of Highway Safety and Motor Vehicles with written notice of its intention to terminate. The notice must be sent by U.S. registered mail and becomes effective 30 days after the department receives it.

How to become an auto dealer in Florida

To get a Florida dealer license, applicants must do the following:

  • have a business location approved by a regional office's compliance examiner/officer
  • complete the department-issued application form
  • pay the fee of $200 for each main location
  • post a $25,000 surety bond
  • provide a copy of the location lease or proof of ownership
  • provide a copy of a pre-licensing dealer training course completion certificate from a department-approved Dealer Training School
  • provide the sales tax number and federal employer identification number

Complete licensing information can be accessed via the "Additional Resources" section of this page. Take the first step toward getting licensed by purchasing the surety bond you need.

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert