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Georgia Mortgage Broker or Lender Bond

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How much does a mortgage broker or mortgage lender bond cost in Georgia?

The Georgia Department Banking and Finance requires mortgage brokers to submit $150,000 surety bonds and mortgage lenders to submit $250,000 surety bonds as part of the licensing process.

The price you’ll pay for your Georgia surety bond is subject to underwriting and ultimately based on a review of your personal credit report and your required bond amount. Apply for your free bond quote now!

Bond Type
$150,000Mortgage Broker Bond
$250,000Mortgage Lender Bond

We can typically provide your free bond quote within 1 business day of submitting your application! Call 1 (800) 308-4358 or submit a bond request to get started.

Why do I need this bond?

By purchasing a Georgia mortgage broker or mortgage lender bond, brokers and lenders pledge to conduct business in compliance with the provisions of the Georgia Residential Mortgage Act and all other pertaining rules and regulations.

If the principal fails to conduct business ethically and lawfully, the bond ensures that the principal pays all sums of money as necessary to the state or any person suffering loss due to noncompliance by the principal.

The surety will initially cover any damages up to the full bond amount, and the principal must reimburse the surety for any damages paid out.

Purchase the Georgia surety bond you need quickly and easily when you choose!

What’s the fine print?

Mortgage broker and mortgage lender bonds in Georgia become effective as of the date listed on the bond, and must be renewed each year for as long as the broker or lender wishes to remain licensed in Georgia.

The surety can cancel the bond by giving written notice of cancellation via registered or certified mail to the Department of Banking and Finance. Cancellation becomes effective no less than 30 days after the department receives the notice.

Mortgage Industry Surety Bonds Available Nationwide

Many states have their own surety bond requirements for mortgage professionals. This means mortgage professionals who work in several states often have multiple surety bonds. Use the map below to learn more about mortgage bonds in other states.

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert