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Hawaii
Small Dollar Installment Loans Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $30,000
Term Length: 1 year
Price Varies
Most Bonds Processed In 24 Hours Or Less
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Hawaii Small Dollar Installment Loan Bond Guide

If you’re applying for a small dollar installment lender license in Hawaii, you’ll need this surety bond. 

Bond Overview

  • Purpose: To protect borrowers from harm if small loan lenders break state laws
  • Who Needs It:  All small dollar installment lenders in Hawaii
  • Regulating Body: The Hawaii Division of Financial Institutions
  • Required Coverage: $30,000
  • Premium Rate: $300–$3,000, credit-based

Learn all about the bond requirements and process in this guide.

What Is a Hawaii Small Dollar Installment Loan Bond?

The Hawaii Division of Financial Institutions requires a $30,000 bond as part of the licensing process for all small dollar installment lenders in the state.  


Under the surety bond, borrowers are protected from financial harm if small loan lenders are fraudulent or break laws.

How Much Do Small Dollar Installment Loan Bonds Cost in Hawaii?

Hawaii small dollar installment loan bonds cost a small percentage of the $30,000 bond amount, typically $300–$3,000.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$30,000Small Dollar Installment Loans Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Hawaii small dollar installment loan bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll upload the bond directly to NMLS on your behalf after checkout.

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Hawaii Small Dollar Installment Loan Bond Work? 

As with all surety bonds, a small dollar installment lender bond creates a legal contract between three parties: 

  1. Principal: You, the installment lender filing the bond
  2. Obligee: The Hawaii Division of Financial Institutions requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of Act 56, Session Laws of Hawaii 2021

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your small dollar installment lender bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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