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Idaho Vehicle Ownership Title Bond

How much does an Idaho vehicle ownership title bond cost?

The cost of an Idaho vehicle ownership title bond varies because the cost depends on the bond amount. Title bonds up to $25,000 are issued instantly without a credit check, and bonds up to $10,000 cost just $100. The cost of an Idaho title bond greater than $25,000 is subject to review, wherein an underwriter will determine the cost based on a soft review of the applicant’s credit.

What is my bond amount?

To determine the amount of the bond, the applicant must first have it appraised by a licensed dealer. Once the vehicle has been appraised, the applicant must caluclate that amount by 1.5 to get the amount of his or her title bond. For example, a vehicle appraised at $3,000 will require a $4,500 surety bond.

Bond Type Bond Amount Cost*
$1-$10,000 Vehicle Ownership Title Bond $1-$10,000 $100 Buy Now
$10,001-$25,000 Vehicle Ownership Title Bond $10,001-$25,000 $100+ Buy Now
$25,001+ Vehicle Ownership Title Bond $25,001+ Subject to Underwriting Buy Now

Why do I need a bond to get my vehicle titled?

A surety bond is required to get a bonded title for vehicles that are newer than 10 years when the Idaho Transportation Department determines the title applicant does not have sufficient proof of ownership. The bond is also a guarantee there are no security interests, or liens, against the vehicle.

Pursuant to Section 49-523 of the Idaho Code, the bond protects past and future owners or secured parties from loss due to the issuance of a certificate of ownership or any current security interest on the vehicle.

If a claim is made against the bond, the vehicle owner applying for the title and the surety company guarantee money up to the full amount of the bond is avaiable for reimbursing any harmed parties.

Planning on selling vehicles to the public? Get more information on Idaho vehicle and vessel dealer bonds here.

What information do I need when I get my bond?

The information to be included on a vehicle ownership bond in Idaho includes the name and address of the vehicle owner, the vehicle year, make, model, and vehicle identification number (VIN). If you are getting a bonded title for a motorcylce, you will also be asked to provide the engine number.

Additional Resources

Idaho Transportation Department: Division of Motor Vehicles

General Title Bond Information

Idaho Code Section 49-523

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