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Idaho Vehicle Ownership Title Bond

Price Varies / 3 year term

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How much does an Idaho vehicle ownership title bond cost?

The cost of an Idaho vehicle ownership title bond varies. Title bonds up to $25,000 are issued instantly without a credit check, and bonds up to $10,000 cost just $100. An Idaho title bond between $25,001 and $50,000 is issued at a rate of $15 per every $1,000 of coverage. Title bonds greater than $50,000 are subject to review, wherein an underwriter will determine the cost based on a review of the applicant’s qualifications.

What is my bond amount?

To determine the amount of the bond, the applicant must first have it appraised by a licensed dealer. Once the vehicle has been appraised, the applicant must calculate that amount by 1.5 to get the amount of his or her title bond. For example, a vehicle appraised at $3,000 will require a $4,500 surety bond.

Bond Type
$100-$10,000Vehicle Ownership Title Bond
$10,001-$25,000Vehicle Ownership Title Bond
$25,001-$50,000Vehicle Ownership Title Bond
$50,001-$100,000Vehicle Ownership Title Bond

Why do I need a bond to get my vehicle titled?

A surety bond is required to get a bonded title for vehicles that are newer than 10 years when the Idaho Transportation Department determines the title applicant does not have sufficient proof of ownership. The bond is also a guarantee there are no security interests, or liens, against the vehicle.

Pursuant to Section 49-523 of the Idaho Code, the bond protects past and future owners or secured parties from loss due to the issuance of a certificate of ownership or any current security interest on the vehicle.

If a claim is made against the bond, the vehicle owner applying for the title and the surety company guarantee money up to the full amount of the bond is avaiable for reimbursing any harmed parties.

Planning on selling vehicles to the public? Get more information on Idaho vehicle and vessel dealer bonds here.

What information do I need when I get my bond?

The information to be included on a vehicle ownership bond in Idaho includes the name and address of the vehicle owner, the vehicle year, make, model, and vehicle identification number (VIN). If you are getting a bonded title for a motorcylce, you will also be asked to provide the engine number.

Additional Resources

Idaho Transportation Department: Division of Motor Vehicles

General Title Bond Information

Idaho Code Section 49-523

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