Idaho Vehicle Ownership Title Bond

How much does an Idaho vehicle ownership title bond cost?

Idaho certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Idaho Transportation Department.

• Bond amounts up to $10,000 cost $100.
• Bond amounts from $10,001 to $25,000 cost $10 for every $1,000 of coverage, starting at $100.
• Bond amounts from $25,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $375.
• Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $750.

How do I get an Idaho vehicle ownership title bond? 

You can purchase your Idaho vehicle ownership title bond online 24/7. You must provide the following information for Idaho Transportation Department approval.

• name
• address
• vehicle identification number (VIN) 
• make
• model
• year
• engine number, if motorcycle

Once your payment is received, your official bond documents will be delivered to your email.

How fast can I get a vehicle ownership title bond?

SuretyBonds.com offers instant Idaho lost title surety bond delivery 24/7. Purchase now to receive your official bond delivered in minutes by email.

*Note: If your bond amount is higher than $25,000, your purchase order will be reviewed by a team member before your documents are emailed.

What is a bonded title in Idaho?

Idaho Code Section 49-523 requires individuals file a surety bond for vehicle registration if they have insufficient ownership evidence for a vehicle less than 10 years old. The state officially calls this form a "Vehicle Ownership Bond," but it's more commonly known as a "certificate of title bond" or just "title bond." By filing a lost title bond, an individual verifies that, to their knowledge, they are the vehicle's sole owner.

This bond protects previous or future owners from financial loss resulting from certificate of title issuance. If the original title is found and a claim is made against the bond, the surety company will pay valid claims up to the full bond amount. The bonded vehicle owner must then reimburse the surety company.

How do Idaho bonded title applicants file your bonds?

The Idaho Transportation Department enforces vehicle registration and requirements for vehicles with lost, stolen, or missing titles. All application documents, including the surety bond, must be filed in person at a county DMV office within 30 days.

Idaho lost title bonds are required for vehicle registration. If you plan to sell vehicles, a separate Idaho vehicle and vessel dealer bond is required.

How do I determine my required bond amount?

Your bond amount will be 1.5x your vehicle's value as appraised by a licensed dealer. If you need help determining your exact required bond amount, contact the Idaho Department of Transportation before purchasing your title surety bond.

How do I update or change my bond form? 

If the Idaho Transportation Department requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change. 

The most common changes include updating the: 

• name 
• address
• vehicle information 

Do Idaho bonded titles expire? 

These bonds expire at the end of their 3-year term and do not need to be renewed. The state will return the bond at that time if the vehicle is no longer registered in the state and the current certificate of ownership is provided. The bond cannot be canceled unless requested by the Division of Motor Vehicles.

How do Idaho residents apply for a bonded title?

Follow the steps outlined in the Idaho Bonded Title Application Instructions.

1. Call the Idaho Transportation Department at 1(208)334-8663 to verify a bonded title is needed.
2. Request a Motor Vehicle Record Report. If applicable, you must inform, through certified mail, any current owner or lien holder that you wish to title the vehicle. Vehicles with open liens require a lien release before a bonded title can be provided.
3. Have a licensed vehicle dealer complete a vehicle appraisal and VIN inspection.
4. Purchase a surety bond in the correct amount required.
5. Complete the Indemnifying Affidavit form.
6. Submit all application materials to your local Idaho DMV office.

Additional Resources

Idaho Transportation Department: Division of Motor Vehicles