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Iowa Certificate of Title Bond

How much does a certificate of title bond cost in Iowa?

The Iowa Department of Transportation, Office of Vehicle Services requires certificate of title surety bonds in varying amounts depending on the appraised value of the vehicle in question. The bond amount must be equal to 1.5 times the value of the vehicle as determined at the time of the appraisal, which is done by the Iowa Department of Transportation. Applicants must verify their required bond amount with the state.

No credit check is required for bond amounts less than $25,000. In fact, a bond amount up to $6,000 will cost you just $100 when you choose SuretyBonds.com! These bonds can be issued instantly. Bonds in amounts greater than $25,000 are subject to underwriting consideration.

Credit check or not, the experts at SuretyBonds.com make the bonding process fast and easy. Get started now!

Bond Type Bond Amount Cost*
$100-$6,000 Certificate of Title Bond $100-$6,000 $100 GET A QUOTE
$6,001-$25,000 Certificate of Title Bond $6,001-$25,000 $100+ GET A QUOTE
Greater than $25,000 Certificate of Title Bond Greater than $25,000 Subject to underwriting GET A QUOTE
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Ready to be bonded? Call us today at 1 (800) 308-4358, or click here to get the Iowa surety bond you need.

Why do I need this bond?

Iowa lost title surety bonds are put in place because the principal (vehicle owner) has made application to the Iowa Department of Transportation and county treasurer for the registration of and the issuance of a certificate of title for the vehicle in question and the department or county treasurer is not satisfied as to the ownership of the vehicle or that there are no undisclosed security interests in it.

Specifically, the bond indemnifies any prior owner and secured party and any subsequent purchaser of the vehicle or person acquiring any security interest in it, and their respective successors in interest, against any expense, loss or damage, including reasonable attorney fees, incurred by the issuance of the certificate of title of the vehicle. This bond is intended to comply with the requirements of Chapter 321.24 of the Code of Iowa.

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Please note that this bond is required if you have lost or obtain insufficient evidence of proper ownership of your vehicle. If you are planning to sell cars and other vehicles, an Iowa motor vehicle dealer bond is required.

What’s the fine print?

Iowa title bonds expire 3 years from the effective date. The make, model, year and vehicle identification number must be listed on the bond form.

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Additional Resources

Chapter 321 Motor Vehicles and Law of the Road

Iowa Department of Transportation Bonded certificate of title

Iowa Department of Transportation Office of Vehicle Services

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