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Iowa Debt Management License Bond

Price Varies / 1 year term


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How much does an Iowa debt management license bond cost?

The Iowa Division of Banking requires debt professionals to post a $25,000 surety bond to legally work within the state. offers these bonds for different costs depending on each applicant’s credit report. The best way to find out exactly how much you’ll pay is to request a free surety bond quote!

Bond Type
$25,000Debt Management License Bond

If you’re ready to get the Iowa surety bond you need, give us a call at 1 (800) 308-4358 or submit an online bond request. A member of our team will contact you right away to walk you through our fast and easy bonding process!

Why do I need this bond?

By posting a debt management bond in Iowa, principals (debt professionals) agree to abide by the provisions listed in Iowa Code Chapter 533A and all pertaining rules and regulations. Specifically, this bond ensures that the debt manager and/or his or her employees faithfully account for all money collected while on the job.

Get a free bond quote within one business day of applying when you work with!

What’s the fine print?

Iowa debt management license bonds are continuous until canceled. To cancel the bond, the surety must file written notice with the Superintendent of Banking at least 30 days prior to the effective date of termination.

Additional Information for debt managers in Iowa

Debt managers must be licensed to conduct business legally in Iowa. Once licensed, the debt manager must describe the layout and design of his or her debt management program so a debtor can make an informed decision about working with the manager. Specifically, managers must provide the debtor with the following information during this process:

  • the total estimated fee the debtor will pay for participating in the program
  • that the applicant cannot guarantee any specific results from participating in the program
  • that the debtor may elect to discontinue participation without penalty
  • that payments are not made to creditors on the debtor’s behalf, so the debtor is still obligated to make payments to creditors
  • that creditors can still attempt to collect debts while the debtor is enrolled in the program

Take the first step toward getting licensed as a debt manager in Iowa by getting the surety bond you need. Let our professionals do all of the work for you!

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert