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Kansas
Credit Services Organization License Bond

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Coverage Amount: $25,000
Term Length: 1 year
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Kansas CSO License Bond Guide

If you’re applying for a credit services organization (CSO) license in Kansas, you’ll need a $25,000 surety bond. 

Bond Overview

  • Purpose: To ensure credit services organizations operate ethically
  • Who Needs It: CSOs in Kansas
  • Regulating Body: The Office of the State Bank Commissioner
  • Required Coverage: $25,000
  • Premium Rate: $250–$2,500, credit based

Learn all about the bond requirements and process in this guide.

What Is a Kansas CSO License Bond?

A Kansas credit services organization license bond protects customers if the organization acts fraudulently or mishandles funds. This is a financial guarantee that CSOs will follow all rules and regulations.

How Much Do Credit Services Organization License Bonds Cost?

Kansas CSO license bonds cost a small percentage of the $25,000 coverage amount, typically $250–$2,500.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$25,000Credit Services Organization License Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.

Who Needs a CSO License Bond?

The Kansas Office of the State Bank Commissioner requires this bond as part of the licensing process for all credit services organizations.

A CSO includes most entities that provide debt management services to the public for a fee, compensation or gain.

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Kansas CSO license bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll email you the bond shortly after purchase. Be sure to file it with the State Bank Commissioner as instructed.

How Does a Kansas CSO License Bond Work?

A CSO license bond creates a legal contract between these three parties: 

  1. Principal: You, the CSO owner filing the bond
  2. Obligee: The Kansas Office of the State Bank Commissioner requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of KS Stat § 50-1121

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety.

How Do I Renew My Bond?

These bonds expire annually. To renew your credit services organization license bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date.

Call 1 (800) 308-4358 to talk with a Surety Expert

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