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Kentucky Contractor License Bonds

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How much does a contractor license bond cost in Kentucky?

Kentucky contractor license bond costs start at $100 annually. The Kentucky roofing contractor bond requires a quick application review before your personal premium can be provided.

How do you get a Kentucky contractor license bond?

You can purchase or apply for your Kentucky contractor license bond online 24/7. Simply choose the bond type you need and provide your contractor name and address for license filing approval. Once your order has been processed, you'll receive your construction contractor bonding confirmation by email. 

How fast can I get a contractor license bond? 

Our industry-leading technology and responsive customer service team allow us to deliver your official Kentucky contractor license bond faster than any other surety provider. We'll always email your digital Kentucky surety bond to you, and if your licensing authority requires your bond be physically issued and delivered to you, we'll ship it to your preferred mailing address. Orders placed by 4 PM CST Monday-Friday are typically emailed same-day.

If you have questions about Kentucky construction bonds required for licensing, call 1(800)308-4358 to speak with a friendly surety expert. We're here to guide you through the contractor bond process so you can get back to running your business.

Bond Type
$10,000Kentucky Roofing Contractors Association, Inc. Roofing Contractor Bond
$10,000City of Henderson Contractor Bond
$100-$20,000Encroachment Permit Bond

What is a Kentucky contractor license bond? 

Kentucky contractor license bond” is a generic term used to describe different surety bonds required in the state for contractor licensing depending on where you work or the type of construction work you do. Although each Kentucky surety bond requirement has its own terms, they generally enforce state and/or local construction laws regarding building code compliance or tax payments. Each bond must be filed with the individual government agency requiring it for contractor licensing. 

Why are contractor bonds important in Kentucky?

By filing a Kentucky contractor bond, you agree to comply with its related contractor license requirements and official construction industry laws. If you fail to comply with your bond's terms, your bond protects the state, city, and/or your customers from resulting damages. Your issuing surety company will pay valid claims up to your full surety bond amount, which you must reimburse. 

Who needs a Kentucky contractor license bond?

You might need a Kentucky contractor bond if you work as a roofing contractor in the state or work in the city limits of Henderson. If you need a surety bond for a different license type or in a different city or county, call 1(800)308-4358 to speak with one of our surety experts who will be happy to help. 

Need a surety bond for a construction project in Kentucky? 

Kentucky contractor license bonds are required for licensing compliance. If you need a surety bond before you can begin work on an individual contracted project, you might need a bid bond, payment bond, performance bond, or other type of contract bond. If you work in states other than Kentucky, we also offer contractor license bonds nationwide.

How do I update or change my contractor bond form?

If your licensing authority requires your bond form to be updated for any reason, contact your surety company. If you purchased your construction bond from, email [email protected] to explain the needed change. The most common changes requested are updating your contractor name, address, or license type to match your current license paperwork or new license application.

How do I renew my construction contractor bond?

You must renew your construction bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be provided to keep your bond in good standing for your licensing requirement.

How do I get a contractor license in Kentucky?

The Kentucky Department of Housing, Buildings and Construction enforces license requirements for certain contractor types in the state. You can contact the department by calling 1(502)573-0365. You'll need to complete the licensing forms required for your contractor license type. 

  • general contractor 
  • boiler
  • electrical 
  • elevator 
  • fire prevention  
  • hazmat 
  • HVAC 
  • manufactured home/RV & certified installer 
  • plumbing

Kentucky Roofing Contractor Certification

Although roofing contractors do not have to be officially licensed with the state to provide roofing construction services, the Kentucky Roofing Contractors Association (KRCA) advises the state's roofing contractors comply with their non-governmental contractor certification expectations. 

  • adhere to the KRCA Code of Ethics
  • commit to completing continuing education
  • purchase a $10,000 Kentucky surety bond
  • maintain a minimum $1 million business liability and workers’ compensation insurance

Henderson Contractor License Registration

To register as a contractor in Henderson, complete the following steps. 

  1. Fill out your Contractor Registration Application
  2. Purchase and file a $10,000 Kentucky surety bond.
  3. Determine the license type you need.
  4. Purchase limited liability insurance and workers compensation insurance.
  5. If you have a Kentucky state contractor license, provide a copy to the city. 
  6. Pay the $25 application fee.

You can contact the City of Henderson Code Enforcement Division by calling 1(270)-831-1277 or emailing [email protected].

Call 1 (800) 308-4358 to talk with a Surety Expert