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Maryland
Unemployment Insurance Bond

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Coverage Amount: $1,000 - $500,000
Term Length: 2 years
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Maryland Unemployment Insurance Bond Guide

Bond Overview

  • Purpose: To guarantee payment of unemployment contributions and benefits
  • Who Needs It: Employers that choose reimbursement rather than paying unemployment taxes 
  • Regulating Body: The Department of Labor and Licensing
  • Required Coverage: $1,000–$500,000
  • Premium Rate: 1.5–10%, credit-based

Learn all about the bond requirements and process in this guide. 

What Is a Maryland Unemployment Insurance Bond?

A Maryland unemployment insurance bond is required for employers who elect to make reimbursement payments in lieu of paying unemployment taxes.

How Much Do Unemployment Insurance Bonds Cost?

Maryland unemployment insurance bonds cost a small percentage of the coverage amount, typically 1.5–10%.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$1,000-$500,000Unemployment Insurance Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Maryland unemployment insurance bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the bond via your preferred shipping method. Be sure to file it with the Department of Labor and Licensing as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Maryland Unemployment Insurance Bond Work? 

An unemployment insurance bond creates a legal contract between these three parties: 

  1. Principal: You, the employer filing the bond
  2. Obligee: The Department of Labor and Licensing requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding all applicable provisions of the Maryland Unemployment Insurance Law. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire every two years. To renew your unemployment insurance bond, simply pay your renewal invoice when prompted. 


After renewing, you’ll receive a continuation certificate to file as proof of ongoing coverage.

Call 1 (800) 308-4358 to talk with a Surety Expert

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