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Missouri Utility Deposit Bond

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How Much Do Utility Deposit Bonds Cost in Missouri?

Missouri utility bonds are required on a case-by-case basis at the discretion of the utility company. The bond amount must be equal to two times the highest monthly utility bill from the prior 12-month period. Your utility provider, Ameren or Empire District, will tell you the exact bond coverage you need.

These bonds are subject to underwriting, and the price you’ll pay depends on a review of your credit report. You can expect to pay a small percentage of the total coverage amount for your Missouri utility bond premium. Once you know your bond amount, apply to receive an exact price quote.

Bond Type
$1,000-$100,000Ameren Utility Deposit Bond
$500-$100,000Liberty/Empire District Utility Bond
$1,000-$100,000City of Columbia Non-Cash Deposit Agreement Bond

How Do Missouri Utility Deposit Bonds Work? 

A utility bond ensures that large utility customers in Missouri will pay their bills in full and on time. If they fail to do so, the utility company can file a claim to recover the payment. The surety provider will pay the claim amount and the bondholder must reimburse the surety.

Ameren bonds remain effective until officially released by the utility company. The surety can cancel this bond at any time by delivering written notice to Ameren in St. Louis, Missouri, at least 60 days before the desired termination date.

Empire District utility bonds are also continuous until canceled by the utility company or with 30-days written notice from the surety provider.

How Do I Get a Utility Bond in Missouri? 

Choosing is the quickest and easiest way to get your Missouri Ameren or Empire District utility bond. Just follow these four steps: 

  • Step 1: Apply for your bond online
  • Step 2: Receive an instant free quote
  • Step 3: Pay for your invoice online or over the phone
  • Step 4: File the original bond form with your utility provider 

After you purchase your Missouri utility bond, you’ll receive an instant digital copy. If you’re in a rush, select next-day or overnight shipping for your official bond form.

Call 1 (800) 308-4358 to talk with a Surety Expert