Missouri
Nursing Home Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $1,000 - $1,000,000
Term Length: 1 year
Price Varies
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Missouri Nursing Home Bond Guide

In Missouri, most long-term care facilities need a surety bond for state licensing. 

Bond Overview

  • Purpose: To ensure nursing homes manage patient funds properly
  • Who Needs It: All long-term care facilities handling patient funds in Missouri
  • Regulating Body: The Missouri Department of Health and Senior Services
  • Required Coverage: $1,000–$30,000, based on volume of funds handled
  • Premium Rate: $10 per $1,000 of coverage

Keep scrolling to learn more about the bonding process.

What Is a Missouri Nursing Home Bond? 

A Missouri nursing home bond, also known as a patient trust fund bond, protects clients from the mismanagement of patient funds.

The Department of Health and Senior Services (DHSS) requires this type of license and permit bond for most long-term care facilities in the state. 

How Much Bond Coverage Do I Need?

The DHSS calculates your bond amount as 1.5x the average funds your nursing home manages monthly, rounded to the nearest thousand. 

If your facility is new, the DHSS will determine your bond amount based on the facility’s size, type and number of residents.

How Much Do Nursing Home Bonds Cost in Missouri?

Missouri nursing home bonds cost a flat rate of $10 per $1,000 of coverage, with a $100 minimum. 

Purchase your bond instantly below. Plus, select a multi-year term at checkout to save 25%. 

Bond Type
$1,000-$1,000,000Nursing Home Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Does a Missouri Patient Trust Fund Bond Work? 

A Missouri nursing home patient trust bond is a legal contract between three parties:

  1. Principal: The long-term care facility purchasing the bond
  2. Obligee: The Department of Health and Senior Services requiring the bond
  3. Surety: The provider issuing the bond

As the principal, you promise to uphold the provisions of the Omnibus Nursing Home Act

If you break the bond terms, harmed parties can file claims. The surety will validate and pay claims up to the full bond amount. However, you are ultimately responsible for refunding the surety.

Who Needs a Nursing Home Bond? 

All long-term care facilities in Missouri that handle patient funds must file a surety bond.

Alternatively, nursing homes can file an escrow agreement. However, a surety bond is typically the most affordable option, requiring only a small upfront premium and no cash deposit.   

How Do I Get a Nursing Home Patient Trust Fund Bond in Missouri? 

SuretyBonds.com provides the fastest and easiest way to get a nursing home bond. Follow these simple steps:

  1. Enter Information: Fill out the quick request form on this page
  2. Pay Invoice: Complete your purchase online or over the phone
  3. Receive Bond: Receive your official bond form via email in minutes

Upon receipt, sign and file the bond documentation with the DHSS. 

How Fast Can I Get My Bond? 

SuretyBonds.com offers instant Missouri nursing home bond delivery 24/7. Purchase now to receive your official bond in minutes.

Can I Get Bonded With Bad Credit? 

Yes, this bond does not require a credit check! All applicants are automatically approved at the same price, regardless of credit score.

How Do I Renew My Nursing Home Bond?

Missouri nursing home bonds expire annually. When you work with SuretyBonds.com, we’ll send you reminders before your bond expires.

All you need to do is pay your renewal invoice to maintain coverage.

How to Open a Nursing Home in Missouri 

The Missouri Department of Health and Senior Services licenses the following four types of long-term care facilities: 

  • Residential care 
  • Assisted living 
  • Intermediate care
  • Skilled nursing

To apply, complete the application form and attach any applicable supporting documents. Your licensing fee will depend on the number of beds in your facility. 

Call 1 (800) 308-4358 to talk with a Surety Expert