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Nevada
Earned Wage Access Provider Bond

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Coverage Amount: $35,000
Term Length: 1 year
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Nevada Earned Wage Access Provider Bond Guide

If you’re applying for an earned wage access provider license in Nevada, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To ensure that providers honestly and accurately handle funds and deliver wages
  • Who Needs It: All earned wage access provider licensees
  • Regulating Body: The Nevada Financial Institutions Division (FID), Department of Banking and Industry
  • Required Coverage: $35,000
  • Premium Rate: $350–$3,500, credit-based

Learn all about the bond requirements and process in this guide. 

What Is a Nevada Earned Wage Access Provider Bond?

In Nevada, employers can work with a third party provider to deliver earned but unpaid income. 

An earned wage access provider bond ensures that those providers manage funds honestly and accurately to protect all parties involved.

How Much Do Earned Wage Access Provider Bonds Cost?

Nevada earned wage access provider bonds cost a small percentage of the $35,000 coverage amount, typically $350–$3,500.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$35,000Earned Wage Access Provider Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Earned Wage Access Provider Bond? 

The Nevada FID’s Department of Banking and Industry requires this bond as part of the licensing process for all earned wage access providers in the state.  

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Nevada earned wage access provider bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll upload the bond directly to NMLS on your behalf. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Nevada Earned Wage Access Provider Bond Work? 

A earned wage access provider bond creates a legal contract between these three parties: 

  1. Principal: You, the earned wage access provider filing the bond
  2. Obligee: The Nevada FID, Department of Banking and Industry requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding all applicable provisions of Nevada Senate Bill 290 and Nevada Administrative Code. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your earned wage access provider bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

Call 1 (800) 308-4358 to talk with a Surety Expert

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