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New Hampshire Mortgage Banker, Broker, or Servicer Bond

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How much does a New Hampshire mortgage banker, broker, or servicer bond cost?

New Hampshire mortgage license bond costs start at $375 annually. Your personal premium will be provided after a quick application review based on the bond amount required for your license type.

  • Annual premiums for the $50,000 mortgage broker bond start at $375. 
  • Annual premiums for the $100,000 mortgage banker bond start at $750. 
  • Annual premiums for the $100,000 mortgage servicer bond start at $750. 

How do I get a mortgage banker, broker, or servicer bond in New Hampshire? 

You can apply for your New Hampshire mortgage bond online 24/7. Select the surety bond required for your license type and provide your name, address, and NMLS license number for Banking Department and NMLS filing approval. Once your order has been processed, SuretyBonds.com will file your New Hampshire surety bond directly with the NMLS.

How fast can I get a mortgage banker, broker, or servicer bond? 

Our industry-leading technology and responsive customer service team allow us to file your official New Hampshire mortgage banker, broker, or servicer bond directly with the NMLS faster than any other surety provider. Orders placed by 4 PM CST Monday-Friday are typically processed and filed same-day.

If you have questions about New Hampshire mortgage bonds or your application, call 1(800)308-4358 to speak with a friendly surety expert. We're here to guide you through the mortgage bond process so you can get back to running your business.

Bond Type
$100,000Mortgage Banker Bond
$50,000Mortgage Broker or Servicer BondMortgage Broker
$100,000Mortgage Broker or Servicer BondMortgage Servicer

What is the New Hampshire mortgage banker, broker, or servicer bond?

New Hampshire Revised Statutes 397-A:5 requires mortgage banker, broker, and servicer license applicants file a surety bond. The state's official form is titled the “Residential Mortgage Lending Act (RMLA) Letter of Exemption Bond" but is more commonly known as the “New Hampshire mortgage banker, broker, or servicer bond.” This bond specifically benefits the state and its citizens and provides financial protection in the event a mortgage professional fails to comply with New Hampshire Revised Statutes. 

Why do I need a mortgage license surety bond in New Hampshire?

You must purchase and file a surety bond before you can be licensed to provide financial services as a mortgage professional in New Hampshire. By filing this surety bond, you agree to comply with New Hampshire Revised Statutes. If you fail to do so, your issuing surety company will pay valid claims to the state or harmed individuals up to your full bond amount, which you must reimburse. 

What is my New Hampshire mortgage license bond amount? 

  • If you're a mortgage broker, you must file a $50,000 surety bond amount. 
  • If you're a mortgage banker, you must file a $100,000 surety bond amount. 
  • If you're a mortgage servicer, you must file a $100,000 surety bond amount. 

How do I file my New Hampshire mortgage loan license bond?

SuretyBonds.com will electronically file your bond with the Nationwide Multistate Licensing System (NMLS). As the surety experts, we'll work with you and NMLS to be sure your bond is filed quickly and accurately to meet all New Hampshire state licensing requirements. Your emailed surety bond copy is for reference only and won't need to be filed with the NMLS.  

Who regulates New Hampshire mortgage servicers, bankers, and brokers? 

 The New Hampshire Banking Department Bank Commissioner enforces the state's mortgage company license requirements. You can contact the Department by phone at 1(603)271-3561 or by email at [email protected].  

The New Hampshire Banking Department requires this bond for state mortgage servicer, broker, or banker licensing. If you work as a mortgage professional in other states, we also offer mortgage license bonds nationwide.

How do I update or change my mortgage loan surety bond?

If the New Hampshire Banking Department requires your NMLS bond filing to be updated for any reason, contact your surety company. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change. The most common changes requested are updating your name, address, or license number to match your new or existing NMLS filing.

How do I renew my mortgage banker, broker, or servicer bond?

You must renew your mortgage loan license bond before its current term expires. Once you pay your SuretyBonds.com renewal invoice, instructions will be provided to keep your bond active for your next New Hampshire NMLS license term. 

How do mortgage brokers, bankers, and servicers apply for a license in New Hampshire?

Complete the steps below to apply for your New Hampshire mortgage loan license through the Nationwide Multistate Licensing System (NMLS). 

  1. Verify whether you need a mortgage banker license, mortgage broker license, or mortgage servicer license.
  2. Provide all information and documentation required for your license application.  
  3. Purchase and file your New Hampshire surety bond in the amount required for your license type.  
  4. Pay the $500 license fee and $100 NMLS fee.  
  5. Provide your credit report, which costs $15. 
  6. Complete a criminal background check, which costs $36.25. 

Call 1 (800) 308-4358 to talk with a Surety Expert