New Jersey Collection Agency Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


1 year term



2 year term - save $25.00!



3 year term - save $50.00!

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How much does a collection agency bond cost in New Jersey?

Collection agencies in New Jersey must post a $5,000 surety bond with the New Jersey Division of Revenue before they can legally conduct business. Collection agency bonds can be purchased online for just $100 and are instantly issued.

Bond Type
$5,000Collection Agency Bond

Why do New Jersey collection agencies need to be bonded?

New Jersey collection agency bonds ensure that principals (collection agencies) provide all of the money collected to its rightful owners and don’t take a larger percentage of the collected amount for their services than is stated in their contract. Simply put, debt collection agency bonds ensure that collection agencies and their employees act ethically and lawfully while performing all professional duties. If the collection agency violates the bond, the affected parties can file for damages up to the full $5,000 bond amount.

You’ll pay just $100 for a New Jersey collection agency bond when you work with We can get you bonded instantly - no credit check required! 

How long do debt collection agency bonds last?

New Jersey debt collection agency bonds remain valid for one year from the date of issuance and must be renewed annually.

To renew the bond at the end of its term, the surety company will underwrite the bond, setting a new premium. There will then be a renewal fee based on the new premium.

How to obtain a New Jersey collection agency license

The following documents must be attached to the collection agency application to obtain a license:

  • $25 filing fee
  • $5,000 surety bond
  • Acknowledgment of principal document
  • Authorized financial statement
  • Executed power of attorney form

We can answer all of your collection agency license questions and get you bonded instantly for just $100.

Collection Agency Bonds Nationwide

Many collection agencies operate in multiple states, meaning they may be required to have multiple surety bonds. Get more information about other states’ collection agency bond requirements by selecting a state on the map below.

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Call 1 (800) 308-4358 to talk with a Surety Expert