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New Jersey Contractor License Bonds

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How much does a New Jersey contractor license bond cost?

New Jersey contractor license bond costs start at $50 annually. Your exact cost will vary depending on the license type you need and its required bond amount. Some cities require their contractor bonds to expire on a specific day every year, so in this case your personal premium will be based on when you purchase your bond.

How do you get a New Jersey contractor license bond?

You can purchase all New Jersey contractor bond types online 24/7. Simply select the bond required by your licensing authority from the dropdown above or the table below. The information required on your bond form depends on your licensing authority, but you'll usually need to provide your contractor or construction company name, physical business address, and license type for filing approval. Once your order is processed, your official New Jersey surety bond will be sent to your email. 

How fast can I get a contractors license bond?

Our industry-leading technology and responsive customer service team allow us to deliver your official New Jersey contractors license bond faster than any other surety provider. Orders placed by 4 PM CST Monday-Friday are typically processed with same-day emailed bond delivery.

If you have questions about New Jersey contractor license bonds, call 1 (800) 308-4358 to speak with a friendly surety expert. We're here to guide you through the construction bond process so you can get back to running your business.

Bond Type
$3,000State Board of Examiners Master HVACR Bond
$3,000State Board of Examiners Master Plumber Bond
$1,000State Board of Examiners Electrical Contractor Bond
$20,000Borough of Oakland Contractor Bond
$30,000Borough of Franklin Lakes Contractor Bond
$10,000City of Hoboken Contractor License Bond
$15,000City of Jersey City Contractor Bond
$5,000Township of West Deptford Sewer Contractor Bond
$10,000Township of Wyckoff Contractor Bond
$1,000-$50,000Passaic County Highway Opening and Use Permit Bond
$50,001-$100,000Passaic County Highway Opening and Use Permit Bond
$1,000-$100,000Maintenance Bond
$10,000Jefferson Township Septic System Installer
$5,000Borough of Raritan Safety and Stabilization Bond
$1,000-$100,000Hudson County Street Opening Bond
$5,000Borough of Rutherford Street Opening Permit Bond
$10,000Borough of Saddle River Septic Systems, Alterations, and/or Installations Bond
$1,000-$100,000City of Kearny Streetscape Bond
$1,000-$100,000Township of Mahwah License and Permit Bond
$1,000-$100,000Township of Neptune Street Opening Permit Bond
$1,000-$50,000Union County Street Opening Permit Bond

What is a New Jersey contractors license bond?

"New Jersey contractor license bond" is a generic term used to describe surety bonds required for contractor licensing at the local or state level. Exact bond requirements vary depending on where work is done and the contractor license needed. Contractors file these bonds to fulfill a licensing requirement. The guarantees outlined on each bond form are determined by the license authority, but they typically require contractors to fulfill professional regulatory obligations like building according to codes, paying owed taxes, and completing projects faithfully. 

Why does a New Jersey contractor need to be bonded?

When a contractor is bonded, they become part of a 3-way contract between themselves (the “principal”), the licensing authority requiring the bond (the “obligee”), and the insurance company issuing the bond (the “surety”). If a contractor fails to fulfill their professional obligations as required by the bond, the surety company will pay valid claims to harmed parties up to the full bond amount. The contractor must then reimburse the surety company.

Who needs a New Jersey contractor license bond?

At the state level, the New Jersey Division of Consumer Affairs requires contractors to file surety bonds with their respective State Board of Examiners to be licensed as an electrical contractor, master plumber contractor, or master HVACR contractor. If you have questions about the state's surety bond or license requirements, you can call the division at 1 (800) 242-5846 or email [email protected].

Some cities enforce their own additional surety bond requirements for contractor licensing. If you have questions about contractor licensing at the municipal level, contact your local city's government office.

New Jersey contractor license bonds are required for licensing compliance. The Division of Consumer Affairs enforces a separate New Jersey master HVACR bond requirement for the state's heating, ventilating, air conditioning, and refrigeration contractors. 

What other contractor license bonds are required in New Jersey?

If you work as a contractor in one of the cities listed below, you must file an additional bond with the city to satisfy local licensing compliance requirements. If you need a surety bond for a city not listed below, call 1 (800) 308-4358.

  • Franklin Lakes
  • Hoboken
  • Jersey City
  • Oakland
  • West Deptford
  • Wyckoff

Need a surety bond for a construction project in New Jersey?

New Jersey contractor license bonds are required for licensing compliance. If you need a surety bond before you can begin work on an individual contracted project, you might need a bid bond, payment bond, performance bond, or other type of contract bond. If you work in states other than New Jersey, we also offer contractor license bonds nationwide.

How do I update or change my construction contractors bond form?

If your obligee requires you to make any changes to your New Jersey bond documentation, contact your surety company. If you purchased your bond from, email [email protected] to explain the needed change. The most common changes requested are the contractor/construction company's name, address, or license type. 

How do you renew your New Jersey contractor license bond?

You must renew your New Jersey surety bond before its current term expires to maintain your bonding status as required for your contractor license. Once you pay your renewal invoice, renewal instructions will be emailed to you to keep your bond active for your next license term.

How do I become a licensed contractor in New Jersey?

New Jersey contractor licensing application processes vary depending on your location, type of work, and state or city requirements. A completed application and contractor surety bond are typically required to be submitted for all contractor types. For more information on contractor license requirements, contact the regulatory agency requiring you to get a bond. 

Call 1 (800) 308-4358 to talk with a Surety Expert