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New Mexico Certificate of Title Bond

Price Varies / 3 year term


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How much does a title bond cost in New Mexico?

New Mexico certificate of title bond costs start at $100 for the state-required 3-year term. The exact cost will vary depending on the surety bond amount required by the Motor Vehicle Division.

  • Bond amounts up to $6,000 cost $100.
  • Bond amounts from $6,000 to $50,000 cost $15 per $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $750.

How do you get a New Mexico certificate of title bond?

You can purchase your New Mexico title bond online 24/7. You must provide the following information for Motor Vehicle Division approval.

  • vehicle owner name
  • vehicle identification number (VIN)
  • year
  • make
  • model
  • body type

Once your payment is processed, you'll receive your official lost title bond by email instantly.

How fast can I get a title surety bond? offers instant New Mexico title surety bond delivery 24/7. Purchase now to receive your official bond delivered in minutes by email.

*Note: If your bond amount is more than $50,000, your purchase order will be reviewed by a team member before your documents are emailed.

Bond Type
$100-$6,000Certificate of Title Bond
$6,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$300,000Certificate of Title Bond

What is a New Mexico bonded title?

New Mexico Statutes Section 66-3-24 requires individuals who own vehicles with missing titles file a surety bond to verify ownership as part of the vehicle registration process. The vehicle title bond protects the state, lien holders, and future purchases against damages resulting from certificate of title issuance. If a valid claim is made against the bond, the surety company will pay up to the full bond amount, which the bonded vehicle owner must then reimburse.

Who registers vehicles in New Mexico?

The New Mexico Motor Vehicle Division enforces registration requirements for vehicles with missing titles. Email questions about your bonded title to [email protected].

New Mexico certificate of title bonds are required for vehicle registration. If you're planning to sell vehicles, you need a separate New Mexico vehicle dealer bond.

How do I determine my car title bond amount?

Your New Mexico certificate of title bond amount must be 2 times the vehicle or boat's current National Automobile Dealers Association (NADA) value. If you need help determining your exact required bond amount, contact the Motor Vehicle Division before beginning the bonded title process.

How do New Mexico bonded title applicants file your bond?

You'll need to file your New Mexico certificate of title bond with the Motor Vehicle Division along with your bonded title application within 30 days.

How do I update or change my vehicle surety bond form?

If the New Mexico MVD requires your vehicle title bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change.

The most common changes for these bonds include the vehicle owner's name or specific vehicle information.

Do I need to renew my lost title surety bond?

No, your lost title bond will expire 3 years from its effective date and won't need to be renewed.

How do New Mexico residents apply for a bonded title?

  1. Contact your local MVD Service Provider to verify your vehicle is eligible for a bonded title.
  2. Buy your New Mexico surety bond in the correct required bond amount.
  3. Complete your Application for General Surety Indemnity or Certificate of Title Bond.
  4. Mail your completed New Mexico bonded title application packet.

Motor Vehicle Division - Dealer Licensing Bureau
Attn: Surety Bonds
505 Marquette NW Suite 1501
Albuquerque, NM 87102

The Motor Vehicle Division will provide your bonded title application approval within 30 days by email or mail.

Call 1 (800) 308-4358 to talk with a Surety Expert