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New York Insurance Adjuster Bond

Cost: $100 / 1 year term
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How much will my New York public adjuster bond cost?

New York public insurance adjuster surety bonds cost $100 minimum with no underwriting required for a one-year term! However, the full premium may vary as these bonds expire on December 31st of even numbered years - meaning that depending on the term of your bond, you could pay slightly more than the annual $100 premium.

Simply click Buy Now to purchase your bond directly from our site using our secure bond checkout. In just a few minutes you can be on your way to being bonded as a public adjuster in New York.

Surety bonds are no longer required for independent adjusters in New York.

Bond Type
$1,000Public Insurance Adjuster Bond

Why is a New York insurance adjuster bond required?

The New York Department of Financial Services requires public insurance adjusters to obtain a $1,000 surety bond prior to licensing. Independent adjusters no longer need surety bonds to be licensed in New York.

By purchasing an adjuster bond in New York, the principal (public adjuster) is guaranteeing consumers that his or her duties as an adjuster will be performed faithfully and honestly. Because the applicant works directly with the policyholder, there will be no conflict of interest when negotiating on behalf of the policyholder. If the applicant conducts business unethically, such as charging fees on a client’s settlement that were not originally agreed upon in the contract, this bond will protect the client from misconduct.

If the principal violates the terms of his or her bond agreement and a consumer is harmed as a result, the surety will pay for all damages up to the full bond amount.

Additional information on New York insurance adjuster bonds

This bond will remain in full force and effect for a period of two years. However, it must also expire on December 31 of even years. If the principal does not remain in compliance with the conditions stated in the bond form, the bond becomes null and void. The signature of a notary public is required to be present on the bond form to acknowledge the agreement between all three parties, meaning the surety, principal and obligee (Department of Financial Services).

How to become a public adjuster adjuster in New York

Learn How to get a New York Public Insurance Adjuster License by reviewing our comprehensive guide.

It is against the law for an individual to solicit, sell or negotiate insurance in New York without being properly licensed by the Department of Financial Services to do so. In order to become a licensed adjuster, applicants must adhere to a strict licensing process:

  • Obtain surety bond in amount of $1,000 to cover licensing period
  • Completed application form
  • Pay required licensing fee
  • Original passed score report for examination
  • Provide full set of fingerprints
  • Submit five certificates of character for each licensee or each sub-licensee
  • Provide proof of required filing of a partnership, corporation, LLC or trade name

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert