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North Carolina Certificate of Title Bond

How much does a certificate of title bond cost in North Carolina?

The North Carolina Commissioner of Insurance requires individuals with insufficient proof of ownership of their vehicles to post 3-year surety bonds. The required bond amount must be equal to 1.5 times the appraised value of the vehicle. Applicants should verify their required amount of bond coverage prior to bonding.

Bonds in amounts less than $25,000 can be issued instantly without a credit check. In fact, bonds in amounts less than $6,000 cost just $100! Bonds in amounts greater than $25,000 are subject to underwriting. Enjoy fast and easy bonding services when you work with the experts at SuretyBonds.com!

Bond Type Bond Amount Cost*
Less than $6,000 Certificate of Title Bond Less than $6,000 $100 for 3 years Apply Now
$6,000-25,00 Certificate of Title Bond $6,000-25,00 $15 per every $1,000 for 3 years Apply Now
Greater than $25,000 Certificate of Title Bond Greater than $25,000 Subject to Underwriting Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Get bonded quickly and easily with the help of our team of experts. Call 1 (800) 308-4358 or submit a bond request to get started!

Why do I need this bond?

North Carolina certificate of title bonds are posted to satisfy the requirements set in Section 76 of Chapter 20 of the General Statutes of North Carolina. These bonds are put in place to protect any prior owner or lienholder of the vehicle and any subsequent purchaser of the vehicle in the event the issuance of a new certificate of title causes loss or damage.

With dependable service nationwide, the experts at SuretyBonds.com can help you purchase the surety bond you need quickly and easily. Get started now!

What’s the fine print?

Certificate of title bonds in North Carolina remain valid for 3 years from the date of issuance. The bond remains in full force and effect until surrendered by the state of North Carolina, Division of Motor Vehicles as provided in Section 76 of Chapter 20 of the General Statutes of North Carolina.

The vehicle’s year, make, body style and identification number must be listed on the surety bond form.

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Additional Resources

Indemnity Bond NC General Statute 20-76

Chapter 20. Motor Vehicles. Article 1. Division of Motor Vehicles.

North Carolina Division of Motor Vehicles Title Application

DMV North Carolina Division of Motor Vehicles Titles

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