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North Dakota
Discount Plan Organization Bond

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Coverage Amount: $35,000 - $100,000
Term Length: 1 year
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North Dakota Discount Plan Organization Bond Guide

If you’re applying for a discount plan organization registration in North Dakota, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To protect discount plan participants from financial harm
  • Who Needs It: All discount plan organization licensees
  • Regulating Body: The North Dakota Insurance Department
  • Required Coverage: $35,000 minimum
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is a North Dakota Discount Plan Organization Bond?

A North Dakota discount plan organization bond protects the financial interests of plan members if an organization mishandles funds or dues.

How Much Do Discount Plan Organization Bonds Cost?

North Dakota discount plan organization bonds cost a small percentage of the required coverage amount, typically 1–10%.


For example, $35,000 bond premiums start at just $350. Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$35,000-$100,000Discount Plan Organization Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Discount Plan Organization Bond? 

The North Dakota Insurance Department requires this bond as part of the licensing process for discount plan organization owners in the state.  

You can also deposit cash or other securities worth at least $35,000 in lieu of the surety bond. However, a bond is typically the most cost-efficient financial security option

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a North Dakota discount plan organization bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the original bond form shortly after purchase. Be sure to sign and file it with the Insurance Commissioner as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a North Dakota Discount Plan Organization Bond Work? 

A discount plan organization bond creates a legal contract between these three parties: 

  1. Principal: You, the discount plan organization owner filing the bond
  2. Obligee: The North Dakota Insurance Department requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding all applicable state laws and regulations. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your discount plan organization bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

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