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Ohio Used Auto Dealer Bond

Price Varies / 1 year term


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What Is an Ohio Used Auto Dealer Bond? 

Ohio used auto dealer bonds, also known as motor vehicle title defect bonds, guarantee financial protection for dealership customers. This bond holds dealers accountable for ethical business practices and proper title issuance. 

If a used motor vehicle dealer does not provide a valid certificate of title to the customer within 40 days of sale, the purchaser can file a complaint under Section 4505.1-3-11 of the Ohio Administrative Code

How Much Do Ohio Used Auto Dealer Bonds Cost?

Bond costs start at $250 or just 1% of the required $25,000 bond amount. Submit your information using the form above to get an instant quote. Pricing varies depending on personal credit score and other risk factors

Bond Type
$25,000Ohio Used Auto Dealer Bond

How Do Ohio Used Auto Dealer Bonds Work? 

The purpose of this bond is to reimburse Title Defect Recision (TDR) Funds. The Ohio Attorney General uses this fund to reimburse customers for the following scenarios:

  • Dealer fails to provide a certificate of title to the customer within 40 days of purchase
  • Dealer sells a rebuilt salvage or “buy-back” vehicle without disclosing this status to the customer
  • Dealer tampers with the vehicle odometer or lies about mileage

If a used auto dealer in Ohio fails to return payment to the customer for a fraudulent or misleading transaction, the customer can file a claim for relief. 

Who Needs a Used Auto Dealer Bond? 

Any motor vehicle dealer selling five or more vehicles per year must be bonded and licensed with the Ohio Bureau of Motor Vehicles (BMV)

There are two exceptions to the bonding requirement

  • Dealers licensed before January 27, 2018
  • New auto dealer licensees who also carry a used dealer license. 

How Do I Get a Used Auto Dealer Bond in Ohio? offers the fastest process to get your Ohio used auto dealer bond. Apply today and receive an instant quote. You can pay for your bond online at any time and select your shipping method for the physical documentation. 

You must then mail the original bond form to the address below: 

Ohio Attorney General

Consumer Protection Section

Attn: TDRF Unit Surety Bond

30 E. Broad Street, 14th Floor

Columbus, OH 43215

If you’re in a rush, select overnight shipping at checkout for your physical bond documentation. 

How to Become a Used Auto Dealer in Ohio

Use these six steps to get your Ohio used auto dealer license:

  1. Establish a permanent business location
  2. Register your business with the Ohio Secretary of State 
  3. Complete the pre-licensing course 
  4. File a $25,000 surety bond 
  5. Submit the used dealer license application and fees
  6. Schedule and pass a site inspection 

Mail your completed application materials to the address below:

Ohio Bureau of Motor Vehicles

Attention: Dealer Licensing Section

PO Box 16521

Columbus, Ohio 43216-6521

How Do I Renew My Ohio Used Auto Dealer Bond? 

When you work with, we’ll notify you when it’s time to renew. Save yourself the hassle of annual renewal by purchasing a multi-year bond term. Plus, you can save up to 25% on your premium!

Dealer licenses in Ohio also expire annually on March 31. Be sure to renew your license along with your surety bond in advance. 

Can I Get a Ohio Used Auto Dealer Bond With Bad Credit? 

You can still get an Ohio Motor Vehicle Title Defect bond with a low credit score. Although you may pay a higher premium rate, we approve 99% of all applicants with our Bad Credit Bonding Program

Call 1 (800) 308-4358 to talk with a Surety Expert