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Oklahoma
Small Lender License Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $25,000 - $200,000
Term Length: 1 year
Price Varies
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Oklahoma Small Lender License Bond Guide

If you’re applying for a small lender license in Oklahoma, you’ll need this surety bond. 

Bond Overview

  • Purpose: To protect borrowers from harm if small loan lenders break state laws
  • Who Needs It: All small loan lenders in Oklahoma
  • Regulating Body: The Oklahoma Department of Consumer Credit
  • Required Coverage: $25,000 per location
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is an Oklahoma Small Lender License Bond?

An Oklahoma small lender license bond protects borrowers from harm if small loan lenders break state laws.

The Oklahoma Department of Consumer Credit requires a $25,000 bond per location as part of the licensing process for small loan lenders in the state. 

How Much Do Small Lender License Bonds Cost in Oklahoma?

Oklahoma small lender license bonds cost a small percentage of the bond amount, typically 1–10%.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$25,000-$200,000Small Lender License Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get an Oklahoma small lender license bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll upload the bond directly to NMLS on your behalf after checkout. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does an Oklahoma Small Lender License Bond Work? 

As with all surety bonds, a small lender license bond creates a legal contract between three parties: 

  1. Principal: You, the small lender licensee filing the bond
  2. Obligee: The Oklahoma Department of Consumer Credit requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding all applicable state ordinances, rules and regulations.  

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your small lender license bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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